Relationship Loan Officer

Title:

Relationship Loan Officer

Job Location:

Livermore, CA Hiring Salary Range: $21.82 - 31.26 per hour

Fremont Bank—one of the Bay Area’s most respected and long‑standing financial institutions—is seeking a strategic, hands‑on professional to join and help advance our Private Lending Sales team. This is a high‑impact opportunity to contribute to the success of a mission‑driven organization committed to excellence, community service, and strong client relationships. If you’re energized by purpose‑driven work, collaboration, and delivering meaningful results, we’d love to connect.

Founded in 1964, Fremont Bank is one of the oldest independently owned banks in the Bay Area and has been consistently recognized as a Top Workplace for the past 15 consecutive years. Our foundation is built on relationships—with our clients, our associates, and our communities.

• A people‑first culture grounded in inclusion and excellence
• Deep community involvement and local reinvestment
• A mission‑driven workplace where values and performance go hand in hand

• Full‑Service Banking with comprehensive financial solutions, advanced technology, and exceptional service
• No‑Compromise Approach— we help clients get to "yes"
• Core Values:
• Go above and beyond for clients
• Foster a supportive and empowering environment for associates
• Deeply invest in the well‑being of our local community

The Relationship Loan Officer is primarily responsible for acquiring new residential mortgage clients, while expanding assigned and existing client relationships. Participate in business development activities, including applicable community‑based business and social programs/gatherings. Emphasis on providing a Six Diamond loan experience to our customers to establish long‑term relationships and ongoing referral source. Assigned to work within our Bay Area Branch Network while supporting and partnering with the Branch staff to identify and develop business opportunities.

Network with local Realtors, CPAs, Financial Planners, Builder/Developers to create success through partnership opportunities.

• Source new mortgage customers with a special emphasis on purchase money financing, HELOC’s and refinance products
• Provide application processing, consumer communications, and other duties as required to complete mortgage applications
• Collect required minimum documentation to move the application to Initial Underwriting
• Collect all required fees from the consumer (Loan Application Fee, etc.)
• Responsibility for locking loans in their pipeline
• Highly engaged with the client throughout the loan process, from point of origination through to closing of the transaction
• Attend local functions (Realtor meetings, industry functions, etc.) as required to build mortgage referral relationships and refer other qualified leads to the appropriate Fremont Bank department
• Attend Fremont Bank events as required
• Complete internal/external reports and documents as required
• Review and analyze applications for pre‑approvals

• Bachelor's Degree or equivalent experience
• Require 3 years residential lending experience
• Must possess a basic understanding of credit, the loan process and underwriting guidelines
• Require extensive background in customer service and sales business development, with a proven track record of success
• Ability to read financial statements, bank statements and budgets
• Must possess strong interpersonal sales and service attributes
• Excellent verbal and written communication skills, customer negotiations and the ability to effectively partner with other departments/individuals throughout the Bank
• Proficient computer skills in standard software and technology

• Team Players who go above and beyond to support their colleagues
• Action‑Oriented professionals who challenge the status quo and seek improvement
• Purpose‑Driven individuals who understand and champion the bank’s community impact

• Medical, dental, and vision insurance
• Flexible Spending Accounts (FSA, Dependent Care, Health Savings)

• Employee Stock…