VP, Residential Lending Operations

Job Title: VP, Residential Lending Operations
Location:
Livermore, CA
Hiring Salary Range: $ – $ annually

Fremont Bank — one of the Bay Area’s most respected and long-standing financial institutions — is seeking a strategic, hands‑on professional to join and help advance our Loan Servicing‑Tradeteam. This is a high‑impact opportunity to contribute to the success of a mission‑driven organization committed to excellence, community service, and strong client relationships.

If you're energized by purpose‑driven work, collaboration, and delivering meaningful results, we’d love to connect.

Founded in 1964, Fremont Bank is one of the oldest independently owned banks in the Bay Area and has been consistently recognized as a Top Workplace for the past 15 consecutive years. Our foundation is built on relationships — with our clients, our associates, and our communities.

We offer:

• A people‑first culture grounded in inclusion and excellence
• Deep community involvement and local reinvestment
• A mission‑driven workplace where values and performance go hand in hand

• Full‑Service Banking with comprehensive financial solutions, advanced technology, and exceptional service
• No‑Compromise Approach — we help clients get to “yes”
• Core Values:
  • Go above and beyond for clients
  • Foster a supportive and empowering environment for associates
  • Deeply invest in the well‑being of our local community

The Vice President (VP) of Residential Lending Operations will be responsible for overseeing all aspects of mortgage operations functions within the Bank. This senior leadership role requires a seasoned mortgage professional with extensive experience in mortgage operations, pipeline management, project execution, technology interface, industry trends, and compliance management. The VP will lead a team of operations professionals to ensure efficient and compliant processing, underwriting, closing, and quality control of mortgage loans in accordance with industry regulations and Bank policies.

• Develop and implement strategic plans and initiatives to optimize mortgage operations, driving efficiency, quality, and compliance to meet Bank budget.
• Provide leadership and direction to the mortgage operations teams, setting clear goals and objectives aligned with the Bank’s overall mission and objectives.
• In partnership with senior leadership, develop annual strategic initiatives for residential mortgage lending as well as contribute to the Bank’s annual budget preparation process.
  
  This includes monitoring performance against objectives throughout the year.

• Oversee all aspects of mortgage loan origination and processing operations, including disclosure, application processing, underwriting, closing, and funding.
• Ensure efficient workflow processes, systems, and technology infrastructure to support timely and accurate processing of mortgage loans.
• Monitor key performance metrics and operational KPIs to identify areas for improvement and implement corrective actions as needed.

• Develop and maintain a comprehensive understanding of regulatory requirements, industry standards, and best practices related to mortgage operations and loan servicing.
• Establish and enforce compliance policies, procedures, and controls to ensure adherence to applicable laws and regulations, including RESPA, TILA, HMDA, and others.
• Conduct regular audits and reviews of mortgage operations and servicing activities to identify compliance gaps and implement corrective actions.

• Recruit, train, mentor, and develop a high‑performing team of mortgage operations and servicing professionals.
• Foster a culture of collaboration, accountability, and continuous improvement within the operations and servicing teams. Promote in‑office culture consistent with organizational standards.
• Provide coaching, feedback, and performance evaluations to support associate growth and development.

• Develop and foster strong working relationships and actively collaborate with internal…