Relationship Manager Ii

About The Role

Altabank, Division of Glacier Bank, is looking for a Full‑time Commercial Loan Officer II for our North Logan branch.

• Originate new loan commitments each year in accordance with the Bank’s incentive compensation plan.
• Generate and manage a loan portfolio of $15‑20 million or higher with the overall objective of maintaining and increasing its asset quality and generating fee income.
• Manage construction, CRE, SBA, consumer, and C&I loans, ensuring compliance with terms and conditions of the loan agreement, collecting on past‑due loans, monitoring covenants, and completing other monitoring reports in a timely manner.
• Take loan applications and analyze the degree of risk involved in making a credit decision.
• Call on new and existing customers to expand and develop relationships with an emphasis on attracting new and additional loans, deposits, and other Bank products.
• Work with a team to prepare and present loans for approval.
• Process loan renewals and extension requests.
• Review all loan documents for completeness, accuracy, and compliance, and clearly review the details of the approved loan with the customer.
• Produce increasing profitable loan volume, maintain a low delinquency and charge‑off rate, and ensure that lending operations are in accordance with established Bank policies and procedures.
• Comply with applicable laws and regulations, including the Bank Secrecy Act, the Patriot Act, and Office of Foreign Assets Control.
• Stay current on all bank policies, procedures, processes, products, and services by participating in various learning activities.
• Respond in a timely manner to internal audits and other management reporting requests.
• Complete required bank training courses within assigned time frame(s). The learner is responsible for understanding the information given and reaching out to their supervisor for clarification if needed.
• Adhere to Altabank Core Values.
• Keep management appropriately informed of area activities and any significant problems.
• Participate in community service and bank‑sponsored activities that serve and support the mission and values of Altabank.
• Provide superior internal and external customer service by demonstrating self‑governance, courtesy, and respect toward both external and internal customers.
• Represent Altabank in a professional manner, including a professional image, confidentiality, a positive “can‑do” attitude, good attendance, punctuality, flexibility, teamwork, and adaptability in meeting bank and customer needs.
• Maintain a tidy work area and customer privacy.
• Attend and participate in meetings as required.
• Maintain regular and predictable attendance to accomplish in‑person contact with customers.
• Note:
  
  Duties can change.

• Two to five years of similar or related experience.
• A college degree or equivalent combination of education and experience.

• Ability to analyze business financial statements and other pertinent data for assessing risk.
• Understanding of business entity structures.
• Knowledge of bank products, lending law, and compliance requirements.
• Good computer skills, including the use of CRM tools.
• Good communication and writing skills.
• Strong managerial skills.
• Capability to interact calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside the organization.
• Capability to maintain regular, reliable, and timely attendance.
• Ability to adapt to change through time management, analytical, and problem‑solving skills.
• Ability to deal with a variety of variables under limited standardization and interpret various instructions.
• Ability to compute discount, interest, profit, and loss; commission markup and selling price; ratio, proportion, and percentage; and perform basic algebra.
• Proficiency in read/write using a passive vocabulary of 5,000–6,000 words and ability to write complex sentences with proper punctuation.

• Frequent local travel – average 2‑3 days a week.
• No hazardous or significantly unpleasant conditions.
• Sitting most of the time; occasional force of up to 10 lbs.

Schedule:

Monday‑Friday 8‑5

Perform the…