Financial Strategist

The Richards Group, an IMA Company is seeking a Financial Strategist to join our growing team. This role is a great fit for someone who enjoys translating complex financial data into clear, client-ready insights and wants to play a meaningful role in helping clients make informed decisions around their benefits strategy.

In this position, the Financial Strategist will independently support core financial modeling, claims projections, IBNR analysis, and strategic renewal analysis for self-funded and level-funded clients. This person will also consult on stop-loss programs and funding strategies, support financial negotiations with carriers and vendors, and begin representing the Financial Strategy function in client discussions.

The ideal candidate will bring strong technical analysis skills, a consultative approach, and a service-oriented mindset. We are looking for someone who is detail-oriented, collaborative, and comfortable communicating financial analysis to both internal partners and clients. Experience with self-funded plans, market trends in funding and pricing, and peer review processes will be especially helpful in this role.

This position offers flexibility, including the option to work remotely. Because we value in‑person collaboration for training, client support, and strategic meetings, qualified candidates must live within reasonable travel distance to one of our VT or NH locations.

include but are not limited to:

• Supports and demonstrates IMA’s core values
• Values and understands the importance of diversity, equity, and inclusion among all IMA associates
• Interacts professionally and timely with internal and external clients via email,phoneand in-person
• Marketing/RFPs
• Prepares and managesRFP for allself-funded TPA and stop loss submissions to market with
  
  Client
  
  Executive direction
• Collects, manages,and reviewsproposalson self-funded TPA and stop loss marketing events
• Updates marketing results into spreadsheet ensuringaccuracyto be used internally and in client presentation
• Renewals
• Initiates review of fully insured medical,and self-funded TPA andstoplossrenewals,including plans, cost,contribution sand contract terms
• Provides recommendations toclientregardingrenewalanalysis
• Partnership & Negotiation
• Negotiates with carriers based onclient’s targeted goals
• Maintains ongoing relationships with carrier and vendor partners
• Provides analysis for benchmarking, contribution, disruption, network, stop loss deductible andGeo Access analysis
• Providesunderwritingcost projections for self-funded medical/Rx, dental,andvisionproducts.
• Develops and communicates self-fundedIBNP analysis to client
• Assesses proper risk and funding structures such asfully insured vs. self-funded analysis,and presents findings to client to align with client goals
• Reporting
• With minimal guidance,analyzes data for inconsistencies and trends
• Providesa written and oral summary of findings to Client Executive
• Buildsand customizes reports to fit client needs
• Presentation
• Prepares client presentations and presentsinfront ofclientwith provideddirectionfrom
  
  Client Executive
• Provides mentorship toanalystsandperformstechnical review of work

include but are not limited to:

• 2+yearsof similar or related experience
• Prefer college graduate,4-year degree or equivalent experience
• Proficiency with MS Office Suites
• Attains Life and Health license & maintains through continuing education requirements
• Limited travel required (less than 25%)
• Understands concepts of underwriting and actuarial computations
• Analyze sand interprets data
• Effectively manages multiple projects while meeting timelines
• Ability to be firm and persuasive when needed, while maintaining good relationships
• Handles confidential information with tact and discretion

$54,000—$67,500 USD

Being a part of IMA has its benefits. When you become part of the IMA family, you become eligible to take part in our valuable benefits and rewards package designed to benefit you, your family, and your life. Our plans are cost-effective, convenient and provide progressive ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life.

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