Commercial Loan Officer

Overview

Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

• Solicit sale of bank services to businesses.
• Collect and analyze financial data to determine the creditworthiness of prospects.
• Provide secured financing solutions to support working capital growth, acquisitions, and debt restructuring for new and existing clients with the goal of generating income and enhancing the Bank's overall profitability.
• Establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements.
• Prospect and maintain dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence.
• Develop and maintain a direct calling database of prospects.

• 5+ years of commercial lending experience.
• Bachelor's degree:
  Finance, Accounting, Economics, Marketing (preferred).
• Strong understanding of commercial depository services.
• Excellent credit skills and general familiarity with commercial documentation.
• Established book of business required.