CRA​/BSA​/HMDA Compliance Specialist

CRA/BSA/HMDA Compliance Specialist

At Guaranty Bank & Trust, we are passionate about helping others and our communities. We strive to stand out and be different, and as a result, our business is growing fast!

Guaranty Bank & Trust offers competitive pay and benefits, generous time off, continued training and career development. Do you want to work for a respected financial institution who supports innovation, promotes collaboration, is environmentally responsible, technology driven, ethical and is willing to invest in your career? If so, we should meet!

We are currently searching for the right person to join our team as a CRA/BSA/HMDA Compliance Specialist. This is a full-time and on-site role.

This position is responsible for performing regulatory compliance duties under the direct supervision of the SVP Chief Compliance Officer, to assist in the coordination, preparation, and review of data related to the Community Reinvestment Act (CRA), Home Mortgage Disclosure Act (HMDA), and the Bank Secrecy Act (BSA). This position reports to the SVP Chief Compliance Officer, the VP CRA/HMDA/Fair Lending Compliance Officer, and the VP Division BSA Manager.

Job duties include:

• Assist in the collection, review, and reporting of the bank's CRA and HMDA data to ensure regulatory standards of reporting and data integrity are met.
• Assist BSA Coordinator with daily reports and research.
• Review and correct currency transaction reports for accuracy.
• Perform OFAC reviews.
• Oversee adverse action review and preparation of notices.
• Assist in CRA, HMDA, and BSA related communication and training with bank personnel.
• Assist in the collection and recording of community development activities for CRA.
• Work with the CRA/HMDA/Fair Lending Officer and BSA Coordinator to manage any resulting corrective actions from reviews or exams.
• Crosstrain in various duties of the department as needed to assist team members.
• Manage files and documentation and perform special projects as needed.
• Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
• Complete and pass all required regulatory compliance training as assigned.
• Perform other tasks assigned.

Skills and qualifications include:

• General knowledge and understanding of bank lending and deposit operations.
• Strong interpersonal, communication (written and verbal), and organizational skills with the ability to work independently, as well as collaboratively within a team environment.
• Strong decision making, analytical and investigative abilities with diligence and accuracy.
• Ability to read, analyze and interpret professional and financial documents.
• Respond to changes in business or compliance/regulatory environment and job requirements.
• Proficient computer skills including Microsoft Word, Excel, Outlook, and Teams.

Education, experience, and licenses:

• High school diploma required. Some college level coursework preferred.
• Minimum of two (2) years' relevant experience within financial services industry; preferably relating to lending, BSA/AML, and/or CRA/HMDA.

Work hours:

Monday-Friday from 8am-5pm with a 1-hour lunch break.

Work location:

We are looking for someone who can office at either the Longview or Mt Pleasant locations listed below. Must live within 30 minutes of one of these locations.

Guaranty Bank & Trust in Longview: 100 W Hawkins Pkwy, Ste C, Longview, Texas 75605

Guaranty Bank & Trust in Mt Pleasant: 100 W Arkansas St, Mt Pleasant, TX 75455

Physical demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Must be capable of climbing / descending stairs in an emergency situation.

Specific vision abilities required by this job include:
The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

Compensation & benefits:
Starting salary is dependent upon relevant…