Portfolio Manager II bb

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The Portfolio Manager is part of the credit management team focused on long‑term risk‑adjusted returns for the bank within assigned business segments and/or geographic areas. This individual manages a subset of existing credits and is a key partner in the origination of new credits.

• Underwrite and portfolio manage Business Banking clients, typically privately held companies with annual revenues up to $50 million across a wide range of industries and geographies.
• Formulate and recommend credit and banking solutions to clients to support working capital.
• Provide comprehensive credit recommendations and presentations to key risk partners related to prospects and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions) based on a comprehensive review of the borrower(s) and guarantor(s)’ financials.
• Present credit recommendations within the bank's risk appetite and framework and follow the bank's policies, processes and procedures.
• Be responsive to clients’ credit needs with elevated client service and credit acumen to address their needs appropriately and timely.
• Oversee and manage the portfolio, including timely risk rating assessments, reporting covenants, covenant compliance, and the preparation of quarterly and annual reports.

• Mentor junior colleagues, fostering a culture of continuous improvement and professional growth.
• Own and manage an assigned credit portfolio, ensuring alignment with organizational goals and risk management practices.
• Analyze credit data, perform underwriting to assess creditworthiness and recommend appropriate structures.
• Prepare underwriting memorandums and approval documents for presentation to Credit Risk.
• Monitor portfolio performance, perform periodic reviews and covenant tracking.
• Analyze credit data to support underwriting and creditworthiness assessments.
• Practice effective risk management, maintaining high standards of credit quality and origination in alignment with the bank’s credit risk appetite.
• Collaborate with Relationship Managers and cross‑functional teams to ensure cohesive credit operations and support strategic initiatives.
• Provide exceptional client service by maintaining professionalism and effectively interacting with clients to understand their needs and provide tailored credit solutions.

• Bachelor's Degree or equivalent in Finance, Business, or a related field.
• Minimum 5 years of progressively increasing credit underwriting and portfolio management experience in relevant industries.

• Intermediate experience in credit management and lending operations, with a strong understanding of risk management principles.
• Desire to build leadership and coaching skills.
• Strong communication and collaboration skills.
• Intermediate analytical skills.
• Industry‑specific knowledge and expertise.

Starting base salary: $44.28 - $75.42 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

• Comprehensive healthcare coverage:
  Medical, Dental, Vision (available the first of the month following start date).
• Generous 401(k) company matching contribution.
• Career development through tuition reimbursement and other internal upskilling and training resources.
• Valued time away benefits: vacation, sick and volunteer time.
• Specialized health and family‑planning benefits: fertility benefits, and cancer, diabetes and musculoskeletal support programs.
• Career mobility support from a dedicated recruitment team.
• Colleague Resource Groups to support networking and community engagement.

Since day one we’ve always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs, and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of…