VP, Portfolio Manager - Commercial Real Estate

Final date to receive applications: 08/13/2026
Address: 300 S. Grand Ave.
Job Family Group:
Commercial Sales & Service

This position is a key member of the Bank’s Commercial Real Estate group, collaborating with Relationship Managers to deliver well-structured loan solutions for commercial real estate customers across the U.S. The Portfolio Manager prepares well-reasoned credit proposals in accordance with sound credit-granting principles and in compliance with Bank policy & procedures.

Key Responsibilities Overview

• Operate as key member of the deal team to analyze and prepare lending proposals, provide loan structuring expertise, and identify opportunities to maximize penetration and returns.
• Provide accurate financial analysis and oversight of assigned portfolio of customers and new customers.
• Evaluate appropriate loan structure regarding ability to repay, collateral and ownership.
• Prepare and present credit applications to Credit Officers and negotiate loans with clients.
• Protect the Bank’s assets and maintain portfolio quality, ensuring credit proposals and security valuations comply with sound credit-granting principles and Bank policy.

• Actively manage an assigned portfolio to maximize return and credit quality.
• Prepare concise, well-reasoned credit correspondence and monitor covenants of clients.
• Identify deteriorating credit conditions and ensure loan renewals, annual reviews, and high-risk loan monitoring are completed timely.
• Oversee documentation and ongoing monitoring of asset and client performance.

• Provide exceptional customer service to clients and maintain contact during client meetings.
• Collaborate with Relationship Managers to generate ideas, identify client solutions, pursue marketing efforts, and deliver timely solutions.
• Coordinate with deal team members across functions to structure and execute transactions.
• Assist Relationship Managers with preliminary screening and underwriting of loan packages.
• Identify cross-sell opportunities and enhance existing services to increase share of wallet.
• Coach and mentor junior team members, fostering professional growth.

• Undergraduate degree in finance, economics, accounting, or real estate.
• Completion of a major corporate credit training program or equivalent experience, with prior lending authority.
• 7+ years of underwriting and portfolio management experience in commercial real estate lending for loans >$15MM.
• In-depth understanding of commercial banking products, loan structuring, legal documentation, and supporting processes.
• Experience underwriting CRE transactions for institutional investors (REITs, pension funds, private equity, etc.).
• Knowledge of home builder financing (A&D, vertical construction, revolving credit) is preferred.

• Strong written and oral communication skills; ability to produce clear, concise credit correspondence.
• Exceptional analytical and interpersonal skills.
• Detail-oriented, well-organized, and able to manage multiple projects under pressure.
• Team player who thrives in a collaborative environment.
• Self-motivated, goal-driven, and capable of working under limited supervision.
• Proficient with MS Office (Word, Excel, PowerPoint).

Salary: $88,800.00 – $ (Salaried). Commissions and performance incentives may apply. Benefits include health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

BMO is an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, disability, veteran status, age, or criminal history. We provide reasonable accommodations for individuals with disabilities.