Data Scientist – Consumer Banking Pricing & Profitability

DATA SCIENTIST – CONSUMER BANKING PRICING & PROFITABILITY What is the opportunity?

Lead data strategy and analytics for Consumer Banking Pricing and Profitability by driving enterprise-wide profitability metrics and serving as the Finance data steward for the Enterprise Data Warehouse. In this role, you will develop advanced analytics to optimize capital performance and relationship profitability across consumer businesses. You will identify opportunities to increase margins, incorporate ancillary revenues, and better account for risk and expenses while establishing data governance standards and appropriate return targets.

The ideal candidate will possess advanced expertise in data modeling and analytics, combined with strong knowledge of consumer banking and risk‑adjusted profitability frameworks. You should be able to translate complex financial concepts into actionable insights that drive business impact.

• Develop pricing, profitability, and forecasting models to support Consumer Banking decisions.
• Act as the data steward for Finance, governing data quality, integrity, and accessibility for profitability metrics.
• Analyze portfolio, customer, and product profitability to identify growth opportunities.
• Develop reporting analytics to evaluate Line of Business segment Return on Capital performance, highlighting areas of strength and opportunity for improvement down to the relationship manager level.
• Partner with Finance, Treasury, Risk, Technology and business teams to improve data quality and reporting.
• Support pricing strategy through market, customer, and financial analysis.
• Present recommendations and insights to senior leadership and key stakeholders.

• Bachelor's Degree or equivalent in Finance, Economics, Data Science, or a related field.
• 5+ years of experience in data architecture, analytics, or a related field, with expertise in consumer banking or financial services.
• 3+ years of experience with profitability metrics (RAR, RAROC).

• Advanced degree preferred.
• Strong technical skills in data modeling, ETL processes, and tools like SQL, Python, or Alteryx.
• Proficiency in visualization tools (Tableau, Power BI) and advanced analytics platforms.
• Excellent communication and stakeholder management skills, with the ability to translate technical insights into actionable business strategies.
• SQL, Python, or Alteryx.
• Strong knowledge on Consumer Banking loan data.

Starting base salary: $87,000 - $153,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:

• Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date.
• Generous 401(k) company matching contribution.
• Career Development through Tuition Reimbursement and other internal upskilling and training resources.
• Valued Time Away benefits including vacation, sick and volunteer time.
• Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs.
• Career Mobility support from a dedicated recruitment team.
• Colleague Resource Groups to support networking and community engagement.

City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

* Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications.  accepts applications on an ongoing basis, until filled.

Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.