Loan Officer Trainee - Launch Your Banking Career in LA

Be part of our mission to improve lives in LA and beyond.

Growth opportunities, great benefits and a collaborative culture.

At PCB Bank, we advocate for a positive work environment that fosters growth, development and collaboration. Our goal is to attract and retain the best talent to meet our mission – to improve quality of life for everyone in our community.

We’re committed to providing our employees with the resources and support to succeed. We encourage professional development and offer many opportunities for advancement. Because we believe that investing in you is the key not just to our success but the success of our clients.

Be a part of our vision and journey. Find your fit at PCB Bank and apply today.

• Medical, Dental and Vision Insurance
• Long-Term Disability and Life Insurance
• 401(k) Retirement Plan
• Paid Time Off and Holiday Pay

Requirements

• Must be a US Citizen or Permanent Resident.
• Chosen candidates will have to pass a credit check and background investigation.

PCB Bank is an Equal Employment Opportunity Employer. We will not discriminate against qualified applicants based on race, color, national origin, ancestry, sex, age, religion, physical or mental disability, medical condition, pregnancy, gender, marital status, or other basis protected by applicable federal or state laws.

Open Positions!

• Comply with the Bank's established loan policies.
• Evaluate credit worthiness by processing loan applications and documentation within specified limits.
• Communicate with clients to respond to requests or provide information.
• Detail-oriented and be able to multi-task while meeting important deadlines.

• Bachelor's degree in Business, Accounting or related field.
• No prior banking experience required.
• Bilingual in English and Korean preferred.
• Solid understanding of lending products and practices.
• Full-time position.

Base hourly range: $25 - $28

• Assist closing officer for loan document preparation, review loan document, document upload and loan funding.
• Perform daily loan servicing duties including, but not limited to, daily report review, data entry, payment processing, loan account maintenance, loan payoffs, daily GL reconciliations.
• Track documents including insurance, collateral documents, and title policies.
• Provide customer service to borrowers and branch personnel with loan-related inquiries.
• Perform other duties as assigned.
• High school diploma or equivalent required.
• Minimum 2+ years in mortgage loan drawing, funding, post-closing, or related experience required.
• Prepare mortgage loan documents and closing disclosures.
• Review closing packages for completeness and accuracy and assign funding conditions.
• Review and confirm all funding conditions are satisfied prior to funding.
• Act as a liaison between escrow agents, title companies, branches, brokers, and settlement teams.
• Respond promptly to closing-related questions from internal and external stakeholders.
• Advanced knowledge with state and federal regulations and responsibility for compliance.

• Bachelor's Degree, prefer business major with accounting and finance emphasis with good working knowledge of accounting, business law and commercial loan legal documentation.
• Two or more years banking/financial services experience preferred.
• SBA or commercial lending experience preferred.
• Oral/written communication and interpersonal skills necessary in order to negotiate with and persuade commercial borrowers and/or legal counsel and to interact with Bank management.
• Proficient PC skills, including spreadsheet applications.
• Bilingual in Korean.

Base hourly range: $23 - $36.06

• Support the lending team by managing the administrative, processing, and servicing tasks for SBA loans.
• Manage borrower compliance with loan agreements, tracking financial reporting requirements.
• Ensure compliance with SBA lending regulations, bank policies, and assist in preparing files for audits.
• Monitor and manage post-closing tasks such as insurance tracking, loan…