Credit Analyst

JOB SUMMARY:

Responsible for direct communication with BDOs, loan officers and brokers in the gathering

of a materially complete credit file package

• Develop customer relationships through friendly, courteous and responsive service as well
• as ensure that proper customer service is maintained at all times
• Responsible for gathering a materially complete credit file package
• Keep loan officers, brokers, and lenders informed of their transactions through effective
• communication
• Keep management informed through summarized information in Salesforce and effective
• communication
• Ensure that all documents required for underwriting are saved and properly organized in the Y-Drive
• Maintain a professional and technical knowledge by studying all relevant SBA SOP's, USDA

regulations, attending seminars and educational workshops

• Organization and follow up are critical to performing the job function

• Assist manager as needed
• Perform other duties and responsibilities as needed
• Input loan files onto the Spark software platform
• Order third party report
• Order credit reports and Lexis Nexis with a signed MVB authorization to make inquiries
• form.
• Monitor Reg B timelines for SBA loan applications
• Move MVB loan applications that are withdrawn or declined to MVB logs and folders
• Assist with the movement of files
• Assign MVB loan numbers to applications
• Help with the identification of MVB good faith deposits

• Minimum Education:
  
  Four-year degree
• Minimum Experience:
  
  1 year
• Preferred Experience:
  
  Two to four year's related experience or equivalent combination of

education and experience

• Basic understanding of business financials and cash flow methodology

• Ability to prioritize and complete tasks under pressure
• Excellent customer service and interpersonal skills
• Ability to be a team player and understand all members of the team are vital to its success
• One Drive
• Microsoft Office/Excel
• Cute PDF/Adobe Pro
• Operation of various office equipment, copier/scanner/fax, etc.