Risk Management - Leveraged Finance Investment Banking Credit Risk - Healthcare - Vice President

As an Investment Banking Credit Risk Vice President in Risk Management and Compliance, you will make and support credit decisions for a portfolio of healthcare clients while balancing risk and return for the firm. You will collaborate with investment banking partners to evaluate credit requests, structure solutions, and provide clear, well-supported recommendations. You will maintain a forward-looking view of portfolio risk through ongoing monitoring, risk rating discipline, and early issue identification.

You will help reinforce a strong risk and control culture through consistent application of credit policies and sound documentation practices.

• Identify key risk factors across clients, transactions, and healthcare sub-sectors and communicate a forward-looking risk view
• Lead and participate in client due diligence through meetings and analysis to deepen understanding of business performance and management strategy
• Build and apply financial models to assess key value drivers and incorporate forward-looking scenarios into credit views
• Structure financing solutions using corporate finance and accounting expertise, aligned to the risk assessment
• Prepare, review, and present credit approval materials in line with credit risk policies and standards
• Review and negotiate legal documentation to ensure terms align with approvals and are appropriate for the risk profile
• Monitor the portfolio and maintain accurate risk ratings that reflect a current, forward-looking view of each client
• Identify emerging deterioration early and drive proactive risk management actions for problem situations
• Produce periodic portfolio summaries and annual review materials for senior management
• Support development of junior talent through coaching, training, and feedback
• Partner with analysts, middle office, and data teams to maintain accurate and timely credit system information

• Bachelor's degree
• 7 years of commercial banking or investment banking lending experience, including credit analysis, deal structuring, and client coverage
• Strong understanding of financial products, corporate finance, financial modeling, and market dynamics
• Advanced knowledge of financial statements and accounting principles
• Experience preparing credit approval materials and applying credit risk policies and controls
• Experience reviewing and negotiating documentation related to credit agreements
• Knowledge of derivatives products and related documentation, including standard master agreements and collateral documentation
• Strong analytical skills with the ability to form sound, well-supported credit judgments
• Ability to manage multiple priorities and deliver high-quality work in time-sensitive environments

• Master of Business Administration or Chartered Financial Analyst designation
• Strong verbal and written communication skills, including the ability to present to senior stakeholders
• Demonstrated ability to influence outcomes through clear recommendations and effective partnership
• Experience leading client diligence discussions and negotiating with external counter parties
• Demonstrated comfort operating in a demanding environment while managing multiple concurrent work streams

JPMorgan

Chase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility.

These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

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