Rating Analyst

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

This position is eligible to work a remote or hybrid schedule within the state of Iowa

• Performs assigned premium rating algorithm and data analysis, including building and maintaining requirements and related documentation.
• Partners with senior team members to support more complex assignments.
• Collaborates with developers and quality assurance to ensure rating logic and functionality meet project objectives.
• Engages in quality control checks and peer reviews; recommend process improvements.
• Prepares and validates data for analysis; maintains data integrity and organizes rating elements.
• Calculates and reports policy impact measurements to support decision-making.
• Researches rating-related questions.
• Builds and tests sample policies and rating scenarios to validate logic.
• Communicates findings and project updates clearly to stakeholders and team members.
• Completes required training and certifications.
• Engages in self-directed and collaborative learning of line of business coverages and rating, including asking questions to learn context and understanding.
• Develops skills and knowledge of insurance operations.
• Collaborates and supports actuarial rate making work-products including rate impact analysis and rate filings.

• Bachelor’s degree in math, statistics, or actuarial science
• One year of actuarial or business analysis experience

• Strong analytical, investigation and problem-solving abilities
• Working knowledge of mathematics, probability, statistics, and financial mathematics
• Proficient working knowledge of Microsoft office products (Excel, Word, PowerPoint, Power BI)
• Exposure to product management tools
• Knowledge of at least one programming language, such as SQL or Python preferred

The hiring salary range for this position will vary based on geographic location, falling within either of the following: $60,813 - $84,038 or $67,200 - $92,395 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.

Why should you choose to apply for a position at EMC? We can give you plenty of reasons why EMC is a great place to work:

• More than 105 years of financial strength and stability
• Named a five-star insurance carrier by Insurance Business America
• Two-time recipient of the Best Practices Award of Excellence from the Independent Agents & Brokers of America
• Multiple locations recognized as Top Workplaces based solely on team member feedback
• Corporate culture that engages and empowers team members to achieve their best
• Outstanding benefits with life, medical, dental, vision and prescription drug coverage
• Competitive paid time off plan and a full day of volunteer time off annually
• Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards
• Professional development and growth opportunities, including tuition reimbursement
• Wellness initiatives to improve team member well-being and reduce health insurance costs
• Flexibility to dress for your day and opportunities for alternative work arrangements

EMC complies with labor law requirements. View the federal and e-verify labor law posters.