Government Mortgage Underwriter

CMG Home Loans is hiring an experienced Government Underwriter with Active DE/Lapp/Sar preferably. USDA is also highly preferred as is Bonds. They are responsible for the execution of underwriting based on company policy and standards. The Underwriter ensures sound decisions to protect the financial and operational interests of the company.

• Underwriter FHA and VA loans by having active government designation (DE/Sar/Lapp)
• Potentially underwrite various other types of loans potentially including Bond and USDA, Renovation and Construction.
• Ability to underwrite 45+ initial underwrites per month.
• Communicates regularly with the Loan Officers and/or Processor regarding status of loans via current technology.
• Follows file and check order as conditions are signed off and new information is received.
• Maintains current working knowledge on current products.
• Leadership with respect to direction of underwriting resources and credit policy execution within team.
• Maintains conversation log in Byte to properly track the forward movement of the file.
• Assists with training needs of other mortgage positions.
• Ad hoc reporting.
• Other duties as assigned.

• Minimum of five (5) years specific government underwriting experience.
• Must possess valid CHUMS and/or LAPP/Sar to underwriter FHA and VA loans
• Recent experience underwriting USDA and Bond highly preferred
• Must work with both Credit and Appraisals
• Must have demonstrated satisfactory knowledge of DU and LP input.
• Ability to properly interpret DU and LP, communicate and document their findings.
• Intermediate experience with Microsoft Word, Excel, and email systems.
• Ability to work in a fast paced, fluid environment.
• Strong communication, interpersonal and organizational skills.
• Proven leadership skills.
• High integrity and confidentiality required.

Direct Reports: N/A

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

CMG pays a competitive base which ranges from $90,000 - $105,000+ as well as per file bonus and OT as needed. Factors that affect base salary may include:
Underwriter experience including active FHA and VA designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.