Personal Financial Consultant

Responsibilities

• Proactively identify, acquire, and onboard new individual clients through various channels such as referrals, networking, and outreach activities.
• Conduct comprehensive financial needs analysis and risk assessments to understand clients’ current financial position, future goals, and risk tolerance.
• Develop and present tailored financial plans and investment strategies aligned with clients’ objectives.
• Recommend suitable financial products including savings accounts, investment funds, insurance, loans, and wealth management solutions.
• Educate clients on financial products and services, clearly explaining their features, benefits, and potential risks.
• Monitor client portfolios regularly and provide ongoing advice, performance reviews, and adjustments based on market conditions and client needs.
• Ensure all client interactions and transactions comply with internal policies, regulatory requirements, and ethical standards.
• Collaborate with internal teams such as product specialists and wealth managers to deliver comprehensive financial solutions.
• Maintain accurate and updated client records and prepare relevant reports.
• Keep abreast of market trends, economic developments, and regulatory updates affecting financial products and services.
• Achieve individual sales targets and contribute to overall branch and team performance.

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
• Minimum 2–3 years of experience in personal financial advisory, sales, or banking, preferably within a retail banking environment.
• Strong understanding of financial products and services, including investments, insurance, loans, and wealth management.
• Possession of relevant certifications such as FIMM, PCE, CEILI, or TBE will be an added advantage.
• Excellent communication, interpersonal, and presentation skills with the ability to build rapport and trust with clients.
• Strong analytical and problem-solving skills to assess client needs and recommend suitable financial solutions.
• Results-driven with a proven track record of achieving or exceeding sales targets.
• Ability to work independently as well as collaboratively in a fast-paced environment.
• Proficiency in Microsoft Office applications (Word, Excel, PowerPoint).
• Demonstrates a high level of professionalism, integrity, and ethical conduct.