Credit Risk Director – Consumer Loss Forecasting

• Lead a team of managers, analysts, and forecasting professionals responsible for consumer loss forecasting across multiple portfolios
• Provide strategic direction and oversight for forecasting processes supporting CCAR, ACL/CECL, Loss Forecasting, stress testing, and other enterprise forecasting requirements
• Ensure accurate, timely, and controlled delivery of forecasting results for regulatory, financial, and business decision-making
• Oversee forecast governance, execution controls, issue management, and risk identification activities
• Partner with senior leaders across Risk, Finance, Technology, Model Risk Management, and line-of-business organizations
• Lead forecasting modernization initiatives, including process automation, cloud-based forecasting, workflow optimization, and AI-enabled solutions
• Drive continuous improvement to enhance forecast efficiency, scalability, transparency, and governance while reducing operational risk
• Provide executive-level communications and recommendations on forecast results, emerging risks, portfolio performance, and forecasting assumptions
• Manage delivery against regulatory and business timelines while maintaining analytical rigor and operational excellence
• Develop organizational talent, succession plans, and leadership capabilities
• Support applicable risk and compliance programs, policies, procedures, escalation, remediation, monitoring, governance, and risk decisions

• 10+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of work experience, training, military experience, or education
• 4+ years of management or leadership experience
• Extensive experience in credit risk, forecasting, quantitative analytics, finance, risk management, or a related discipline
• Experience leading managers and large, complex analytical organizations
• Deep understanding of forecasting methodologies, risk management practices, and regulatory requirements
• Proven ability to lead large-scale transformation initiatives, process redesign efforts, and technology modernization programs
• Strong executive communication and stakeholder management skills
• Demonstrated success delivering complex initiatives under demanding timelines and governance requirements
• Required to work at one of the listed locations
• Travel up to 10% of the time
• This position is not eligible for VISA sponsorship

Demonstrates extensive expertise in Credit Risk, Forecasting Methodologies, and Risk Management, with a strong focus on leading large-scale transformation initiatives and delivering complex forecasting processes. Proven ability to communicate effectively with executives and manage stakeholder relationships while ensuring compliance with regulatory requirements.

• Credit Risk Experience
• Forecasting Methodologies
• Leadership Experience
• Quantitative Analytics
• Regulatory Compliance

• Forecasting Processes
• Risk Management Practices
• Quantitative Analytics
• Process Automation
• AI-Enabled Solutions
• Governance
• Operational Excellence
• Stress Testing
• Loss Forecasting
• Forecast Governance

• Executive Communication
• Stakeholder Management
• Team Development
• Issue Management
• Continuous Improvement

• CCAR
• ACL
• CECL
• Risk Identification
• Analytical Rigor

• Cloud-Based Forecasting
• Workflow Optimization