Commercial Credit Analyst

Our goal at Fidelity is to create a better future by acting with accountability and integrity alongside our customers and within our communities. Since 1908, we have built a legacy upon simple, enduring values and an unwavering commitment to the communities we serve. We pride ourselves on being part of a community-focused and team-oriented work culture where we invest in our associates to ensure success within the company.

Fidelity Bank, headquartered in New Orleans, Louisiana, believes in making a difference by living our mission of "Here for Good" to help families and businesses thrive in the communities we serve.

Fidelity promotes a culture of work/life balance for all associates. We offer a competitive total rewards package for eligible associates including:

Competitive pay based on the position, qualifications, relevant experience, and skillset

Paid Time Off

Up to 14 paid holidays annually

Comprehensive Medical, Dental, and Vision Insurance

Employer Funded Health Savings Account

401(k) with matching contributions

Wellness Program to reduce health insurance premiums

Free or discounted banking services

Basic Life Insurance and AD&D

Tuition Reimbursement Plan

Associate Referral Program

Employee Assistance Fund (subject to IRS guidelines)

Employee Assistance Program

Opportunities for training and career development

Gym Discounts, Verizon Wireless Discounts, Tickets At Work Discounts

Retail branch locations are closed on Saturdays!

The benefits listing is for informational purposes. Additional details regarding compensation and benefits will be provided during the application process. Fidelity reserves the right to modify, amend, or terminate any and all benefits at any time.

Do you want to make a difference? If so, this opportunity may be the right choice for you! Fidelity Bank is looking for competitive, self-reliant, energetic individuals that are driven to succeed.

The Commercial Credit Analyst 2 is responsible for serving a vital role in the commercial lending process. Will provide a full analysis on commercial loans, and act in an advisory capacity to management, loan decision makers and commercial lending officers.

This position is exempt under the Fair Labor Standards Act and is not eligible for overtime pay.

This position may be filled at a lower or higher level depending on the candidate’s qualifications and relevant experience.

Bachelor’s degree in a related business field or 4 years of related experience

3 years as a commercial analyst or related risk function with at least 1 year in the commercial credit analysis function

Strong understanding of financial statements: balance sheets, income statements, statement of cash flows, and personal and business tax returns

Strong understanding of financial, managerial, and accounting concepts

Proficient in Microsoft Office Suite to include Word, Excel, Outlook, PowerPoint, Teams

Developed cognitive skills to include Analytical, Problem Solving, Judgement, Decision-Making

Developed intrapersonal skills to include Ambition, Follow-Through, Self-Evaluation, Development, Initiative

Developed interpersonal skills to include Communication:
Listening, Speaking, & Writing, Collaboration, Client Focus, Versatility

Developed technology skills to include Knowledge Management, Agile Development

Developed sales skills to include Preparation, Questioning, Connecting, Knowledge

Experience with one or more of the following lending specialties:
Commercial Real Estate, Asset Based Lending, Small Business Administration, and Commercial & Industrial

Determine repayment capacity for all loan requests

Spread and analyze all…