Bond Underwriter III

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

• Underwrites accounts within an assigned underwriting authority level, and services existing bond accounts, including analysis of financial statements, work in progress reports, and overall credit worthiness.
• Gathers necessary information to make a decision on whether to approve or decline a bond request.
• Maintains current account files and visits accounts as needed.
• Monitors and maintains existing agency relationships and works to develop new relationships.
• Meets with agents, contractors, clients, prospective and existing project owners, etc., as needed.
• Educates agents on the bond philosophy and services EMC provides its customers.
• Markets services to agents.
• Identifies opportunities and potential barriers within agency relationships.
• Underwrites new account submissions within an assigned underwriting authority level.
• Analyzes and evaluates new submissions including financial statements, work in progress reports, and overall credit worthiness.
• Sets up new account files and performs account visits as warranted.
• Participates in industry functions, meetings, and seminars to network and increase knowledge on surety and fidelity issues.

Bachelor’s degree, preferably in accounting, finance, or business, or related field, or equivalent relevant experience Three years of experience with bond underwriting, or related experience Associate in Fidelity and Surely Bonding (AFSB) designation preferred

• Strong bond underwriting knowledge
• Excellent analytical, financial, and problem-solving skills
• Excellent written and verbal communication and organization skills
• Strong keyboarding skills and computer knowledge including knowledge of Microsoft Office Suite
• Excellent human relations skills
• Strong attention to detail, organizational, and multi-tasking skills
• Ability to work effectively with others, as well as independently
• Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving

The hiring salary range for this position will vary based on geographic location, falling within either of the following: $78,726 - $108,771 or $87,008 - $119,646 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

Why should you choose to apply for a position at EMC? We can give you plenty of reasons why EMC is a great place to work:

• More than 105 years of financial strength and stability
• Named a five-star insurance carrier by Insurance Business America
• Two-time recipient of the Best Practices Award of Excellence from the Independent Agents & Brokers of America
• Multiple locations recognized as Top Workplaces based solely on team member feedback
• Corporate culture that engages and empowers team members to achieve their best
• Outstanding benefits with life, medical, dental, vision and prescription drug coverage
• Competitive paid time off plan and a full day of volunteer time off annually
• Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards
• Professional development and growth opportunities, including tuition reimbursement
• Wellness initiatives to improve team member well-being and reduce health insurance costs
• Flexibility to dress for your day and…