Commercial Lender

Liberty FCU, a full-service credit union, is currently seeking a Commercial Lender to join the commercial lending team at the Hurstbourne office located at 1200 Forest Bridge Road in Louisville, KY. The candidate must have excellent interpersonal and communication skills and previous commercial lending experience is required.

• Develop new and maintain existing member business relationships beneficial to the credit union.
• Engage in business development activities that are intended to increase total commercial loan balances and commercial deposit accounts on an ongoing basis. This includes initiating outbound calls, working with branch personnel to increase referrals, meeting with prospective businesses, and calling on businesses in person to develop leads for commercial loans.
• Answer questions related to loan requests regarding required financial data and other business information, loan products, terms and structure, pricing and fees.
• Assist members and prospects with the commercial loan application process to ensure completeness of information.
• Follow up with applicants as needed regarding new or existing loans, conduct annual site visits, and secure other data necessary to perform sound credit analysis and/or loan review.
• Ensure the proper preparation and execution of all loan documents and filing of UCC, mortgage and other documents necessary to perfect liens.
• Ensure that sound lending procedures are followed. Act in compliance with the Commercial Banking Group loan policy at all times.
• Approve or deny loans based on underwriting guidelines and credit analyst recommendations.
• Conduct loan closings or attend loan closings held at title companies or attorney’s offices.
• Monitor loan portfolio, communicating directly with borrowers as appropriate.
• Manage past due collections, workouts, and default situations of portfolio.

• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.