Collateral Analyst Chattel

Collateral Analyst Chattel

Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences. Farm Credit Mid-America is a great place to work!

We have been named as a Best Places to Work in Kentucky for the past 13 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do.

Location:

Open to sit in any retail office, but preference given to Indiana or Ohio

Schedule:

Full Time, Hybrid

Travel Required:

25% - 50%

Compensation:
The salary range for this position is estimated to be $74,190.00 – $ annualized, which reflects the company's current estimate of the potential compensation range at the time of posting. This salary range reflects the anticipated compensation for this position and represents one component of the total rewards package. Final compensation will be determined based on factors such as experience, skills, education, qualifications, and allotted budget.

The organization offers a comprehensive benefits program as part of its overall compensation strategy, and salary ranges are reviewed periodically to remain aligned with market conditions.

Benefits At A Glance Eligible team members have access to a comprehensive benefits package that includes:
Medical, dental, and vision insurance Well-being and fitness reimbursement programs Paid vacation, sick leave, and holidays 401(k) plan with company contributions and matching opportunities Paid parental leave Short-term and long-term disability coverage Tuition reimbursement and professional development programs Community involvement and volunteer opportunities Variable compensation opportunities for eligible positions

The Collateral Analyst Chattel serves as a trusted collateral consultant, delivering complex chattel, business, and multi-asset valuations that support sound credit decisions across the Association. This role provides specialized expertise in agricultural assets, coordinates large and complex valuation projects, and partners with internal and external stakeholders to strengthen collateral analysis, portfolio quality, and customer outcomes. The Collateral Analyst Chattel applies solid functional knowledge and sound judgment to deliver dependable, high-quality work with minimal direction.

Team members at this level manage moderately complex responsibilities, balance priorities effectively, and contribute meaningful insights that support team and functional performance. They are trusted to navigate varied situations, identify improvement opportunities, and operate with increasing autonomy.

Completes complex chattel, business, and multi-asset valuations and collateral analyses, supporting accurate risk assessment and lending decisions. Verifies reported collateral through document review, site inspections, owner interviews, and third-party data sources, strengthening valuation reliability and portfolio quality. Leads and coordinates large, multi-asset valuation projects in partnership with appraisers and collateral professionals across the Association. Develops, maintains, and communicates commodity price guidelines and other valuation resources that support consistent collateral decisions.

Reviews chattel appraisals and valuations, identifies opportunities for improvement, and provides training to enhance team capabilities and delegated authority readiness. Partners with lending teams, customers, industry contacts, and Farm Credit System stakeholders to support business development, address complex collateral needs, and deliver exceptional customer service. Manages assigned work with minimal direction delivering a high degree of accuracy, quality and timely completion.

Applies functional knowledge and judgment to evaluate information and make informed decisions. Anticipates needs, manages competing priorities, and proactively communicates status or risks.…