Financial Advisor Associate- Bilingual Cambodian Speaking

Work Location:

Lowell, Massachusetts, United States of America.

Hours:

40. Pay: $61,880 - $92,560 USD.

Works with TD Wealth prospects and clients to attract, retain, and serve clients by addressing their wealth management advisory needs.

• Analyze clients’ financial information (income, cash flow, assets, liabilities) and understand short‑ and long‑term goals.
• Educate and advise prospects and clients on investment and insurance strategies and products.
• Recommend personalized investment and insurance strategies to meet financial goals.
• Develop, maintain, and manage all aspects of client relationships; provide ongoing consultation, planning, and day‑to‑day account servicing.
• Acquire new clients and retain existing ones through relationship management, communication, and periodic reviews.
• Use Sales Force, Money Guide Pro, and other authorized software to track client engagement and provide advice.
• Ensure every new client receives a complete onboarding experience: discovery, financial needs analysis, documentation, and a first Annual Client Review.
• Provide education, coaching, and referral training to Retail and Small Business staff; deliver ongoing feedback.
• Implement processes for periodic outreach and Annual Client Review meetings focused on overall wealth and financial planning needs.
• Deepen wallet share by anticipating client needs and suggesting appropriate wealth solutions.
• Identify portfolio and network opportunities to refer business to Retail, Small Business/Commercial Partners.
• Execute all activities in compliance with regulations, policies, and procedures (OCC, SEC, state insurance, NY DFS, etc.).
• Meet all continuing education requirements and adhere to TD Bank & TD Wealth policies and procedures.
• Implement the Customer Identification Program (CIP) and enhanced due diligence per AML procedures.
• Transition higher‑threshold clients to appropriate HNW Wealth partners when required.
• Mentor new FAAs and contribute to a positive, collaborative work environment.
• Act as a professional representative of TD Wealth in public and community engagements.

• Bachelor’s degree strongly preferred.
• 1+ year(s) of relevant work experience in the financial services industry, or completion of an FAA Trainee program.
• SIE & Series7 required.
• L&H and Series
  66 (or equivalent) required, or ability to obtain within the registration schedule.
• Self‑directed with strong planning and time‑management skills; ability to set and achieve sales and referral goals.
• Comprehensive understanding of wealth products and services.
• Excellent verbal and written communication abilities.
• Organizational and time‑management skills.
• Ability to travel within the assigned market and commute within the territory.
• Knowledge of wealth‑management business‑development techniques.
• Experience interacting with retail and small‑business banking clients.
• Consultative sales experience required.
• Ability to establish cooperative relationships with other departments.

• Perform sedentary work continuously.
• Operate standard office equipment continuously.
• Respond quickly to sounds occasionally.
• Sit continuously.
• Stand occasionally.
• Walk occasionally.
• Move safely in confined spaces occasionally.
• Lift or carry under 25lbs. occasionally.
• Other movements (reaching, pushing, pulling, twisting, concentrating) occasionally.

TD Bank is an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under federal, state, or local law. If you have a disability and need accommodation during the application process, please email TD Bank US Workplace Accommodations Program at