Captive Consultant

Overview

The ideal candidate will contribute to the growth of revenue by serving as a trusted advisor and technical specialist supporting captive insurance program development, actuarial analysis, feasibility studies, and ongoing captive operations.

• Gather and validate exposure data including payroll, sales, mileage, and other key business indicators used in actuarial modeling.
• Review insurance policies and loss runs, perform trend analysis, and interpret loss payment patterns and loss development consistent with captive feasibility and reserving practices.
• Contribute to actuarial components of feasibility studies, including loss projections, premium rate development, and reserve analyses, aligned with industry standards.
• Assist with financial modeling, including pro forma balance sheets, income statements, cash flows, and capital adequacy considerations typical in captive insurance consulting.
• Produce key sections of feasibility studies, such as risk assessments, structure recommendations, domicile considerations, reinsurance options, and long‑term financial viability analyses.
• Support evaluation of captive structures for cost reduction, control of risk, and capacity enhancement, analyzing fronting, reinsurance, and capitalization requirements necessary for captive formation and regulatory submissions.
• Provide ongoing analytical support post‑formation, including reserve reviews, premium allocation, and performance reporting.

• Minimum 4+ years of captive insurance experience, preferably with exposure to multiple lines including WC, AL, GL, and PL.
• Strong understanding of actuarial concepts such as loss development, exposure analysis, reserving, and pricing, with the ability to work independently.
• Direct experience within actuarial analysis, underwriting, captive consulting, or alternative risk financing.

Pay Range: $84,200 - $125,000 Annual

Risk Strategies is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.

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