Credit Analyst I (Full Time) - Lubbock, Ave Q
Listed on 2026-09-12
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Finance & Banking
Financial Analyst, Risk Manager/Analyst
Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSEResponsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit.
ESSENTIAL FUNCTIONS AND BASIC DUTIESEDUCATION/CERTIFICATION: Bachelor’s Degree in Business Administration, Accounting, or Finance with a minimum of 12 hours of accounting and/or 18 hours of finance.
REQUIRED EXPERIENCE: Minimum two-year banking experience preferred.
SKILLS/ABILITIES: Ability to work on multiple transactions simultaneously and prioritize assignments to meet deadlines. Strong analytical skills with an ability to interpret complex financial information and identify relevant risks. Strong verbal and written communications skills.
CAREER PROGRESSION: Successful candidates will have the opportunity of becoming Junior Commercial Lenders after completion of the two-year Credit Analyst program
POSITION LOCATION: Open to relocation within the State of Texas and Oklahoma if necessary.
SUPERVISORY RESPONSIBILITIES:This role has no supervisory responsibilities.
QUALIFICATIONSEducation/Certification:Bachelor’s Degree in Business Administration, Accounting, or Finance with a minimum of 9 hours of accounting and/or 12 hours of finance.
REQUIRED EXPERIENCE:Minimum one year banking experience preferred.
SKILLS/ABILITIES:Ability to work on multiple transactions simultaneously and prioritize assignments to meet deadlines.
Strong analytical skills with an ability to interpret complex financial information and identify relevant risks.
Strong verbal and written communications skills.
CAREER PROGRESSION: Successful candidates will have the opportunity of becoming Junior Commercial Lenders after completion of the two-year Credit Analyst program
POSITION LOCATION: Open to relocation within the State of Texas and Oklahoma if necessary.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITIONTalking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
Average Hearing: Able to hear average or normal conversations and receive ordinary information.
Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers.
Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.
Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONSNone: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITIONReasoning Ability: Ability to deal with a variety of variables under only limited standardization. Able to interpret various instructions.
Mathematics Ability: Ability to compute interest, payments, profit and loss, financial ratios, percentage, cash flow and debt service. Able to perform very simple algebra.
Language Ability: Ability to read a variety of books, magazines, instruction manuals, atlases, and encyclopedias. Ability to prepare memos, internal loan applications, reports, and essays using proper punctuation, spelling, and grammar. Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses.
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