Merchant Onboarding & Underwriting Analyst Trainable

Compensation: $55,000–$75,000 (based on experience)

Location: Lyndhurst, NJ (in-office preferred; flexibility may be available depending on fit)

Type: Full-time

Tekcard Payments supports merchants nationwide with payment acceptance solutions and an expanding ISO/partner channel. We’re scaling and need sharper underwriting/onboarding execution—organized files, clean verification, and fast cycle times.

We’re hiring an Underwriting & Onboarding Analyst to support merchant onboarding and underwriting workflows.
Direct payments underwriting experience is NOT required
—we can train the right person. What we need is someone who is diligent, organized, sharp, and comfortable digesting documentation
.

This is a great fit for someone with experience in:

mortgage processing, loan operations, cash advance underwriting, banking ops, credit support, compliance support, or financial documentation roles.

• Build Underwriting Packages: Collect, organize, and package merchant files so they’re complete, consistent, and ready for approval.
• KYC / Verification Support: Review and validate business documentation, ownership/beneficial owner data, EIN/SSN verification concepts, bank documentation, and processing history.
• Cross-Reference Accuracy: Compare information across applications, documents, bank records, and system entries to catch mismatches early.
• Work the Missing Items: Coordinate with Sales / Client Services to request missing documents quickly and keep onboarding moving.
• Track Status + Maintain Checklists: Maintain file status, internal notes, and a clean audit trail (what was received, what’s pending, what was verified).
• Escalate Red Flags: Identify exceptions or risk signals and route them to senior underwriting/risk for review (without needing to be the final decision-maker at first).
• Process Improvement: Help tighten internal checklists and standardize file quality as volume grows.

• Clean, complete files with fewer back-and-forth cycles
• Faster onboarding timelines without sacrificing quality
• High accuracy across systems (low error rates / minimal rework)

• 1–3+ years in a detail-heavy documentation role (mortgage/loan ops, banking ops, credit support, MCA, underwriting assistant, compliance support, etc.)
  OR strong academic background with proof of structured work habits
• Strong organizational skills and comfort managing multiple files simultaneously
• Strong written communication (you’ll be requesting documents and documenting decisions)
• Comfort with systems, portals, spreadsheets

• Familiarity with payments concepts (merchant processing statements, chargebacks, MCC/vertical risk)
• Experience in high-volume onboarding or operations environments
• Prior underwriting/credit analysis experience (any industry)
• Equal Opportunity
  
  Employer:
  
  Tekcard Payments is an equal opportunity employer.