Commercial Loan Underwriter/Credit Analyst
Job in
Macon, Bibb County, Georgia, 31297, USA
Listed on 2026-06-26
Listing for:
Omiz Staffing Solutions (OSS)
Full Time
position Listed on 2026-06-26
Job specializations:
-
Finance & Banking
Underwriter, Credit Analyst, Risk Manager/Analyst, Financial Analyst
Job Description & How to Apply Below
Commercial Loan Underwriter/Credit Analyst
$85,000 - $100,000/year
Macon, GA, 31210
What’s in it for you?- Accelerate your growth with expanding leadership opportunities!
- Make a real impact through community focused banking!
- Collaborate with driven bankers and respected industry leaders!
- Purpose driven culture dedicated to local businesses and families!
- Strong PTO, wellness support, and 401(k) benefits!
- Voted Georgia’s #1 Community Bank and Top 50 nationwide!
- 50+ years of proven stability, growth, and trust!
- Recognized among America’s Best Banks to Work For!
If that’s you, let’s talk!
SummaryThis role is ideal for an experienced Commercial Loan Underwriter with a strong background in commercial banking credit analysis and risk assessment. The position focuses on underwriting commercial lending opportunities, analysing borrower financials, structuring credit recommendations, and supporting sound lending decisions. Candidates must have direct commercial bank underwriting experience and reside within the State of Georgia.
What You’ll Do- Analyze commercial loan applications and assess borrower creditworthiness.
- Review financial statements, tax returns, cash flow analyses, and collateral information.
- Prepare comprehensive credit memorandums and loan presentations.
- Evaluate commercial loan structures, risk exposure, and repayment capacity.
- Monitor existing credit relationships and identify emerging risk factors.
- Ensure compliance with internal credit policies and regulatory requirements.
- Partner with lenders and relationship managers to support loan origination efforts.
- Provide recommendations regarding loan approvals, modifications, and renewals.
- Minimum 5 years of commercial loan underwriting experience within a commercial bank environment.
- Direct experience underwriting commercial real estate (CRE), commercial & industrial (C&I), owner-occupied, and business lending relationships.
- Commercial banking experience required.
- Must reside in Georgia.
- Insurance underwriting experience alone does not qualify.
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