Chief Lending Officer

Description

Are you a proven lending executive ready to influence the direction of a growing community bank? Join Lake Ridge Bank as Chief Lending Officer and help lead our next chapter of growth, innovation, and client success.

The Chief Lending Officer (CLO) is responsible for the overall leadership, strategy, growth, profitability, and performance of Lake Ridge Bank's business lending functions. This executive role helps shape the Bank’s enterprise strategy and is accountable for translating that strategy into lending priorities, portfolio allocation, market deployment, talent deployment, and financial outcomes for business lending activities while ensuring alignment with the Bank's strategic plan, customer experience objectives, and relationship banking culture.

The CLO leads the Bank's relationship banking strategy by ensuring lenders serve as trusted advisors and primary financial relationship managers for clients. This includes developing full banking relationships that incorporate loans, deposits, treasury management services, and other financial solutions that strengthen client relationships, improve relationship profitability, and support long-term franchise value.

The CLO partners closely with the EVP Chief Operating Officer, Chief Credit Officer, President, CEO, and executive leadership team to drive sustainable loan and deposit growth, deepen client relationships, enhance relationship profitability, and strengthen the Bank's market presence. The role serves as a key leader in developing a high-performing lending organization focused on delivering comprehensive financial solutions while supporting long-term growth, profitability, and community impact.

• Develop and execute Lake Ridge Bank's business lending strategy in alignment with the Bank's strategic plan, growth objectives, market opportunities, and profitability goals.
• Establish annual and long-term goals for loan production, deposit growth, relationship profitability, customer retention, lending service standards, and market expansion.
• Lead all commercial and agricultural lending activities across the organization.
• Drive sustainable growth through effective sales leadership, business development initiatives, relationship management practices, and market development strategies.
• Lead the Bank's relationship-based banking model where lenders serve as trusted advisors and primary financial relationship managers for business clients.
• Establish expectations, performance standards, and accountability measures for lenders related to overall relationship growth, including loans, deposits, treasury management services, referrals, and other bank products and services.
• Develop strategies that strengthen relationship profitability by increasing the depth and breadth of customer relationships and promoting primary banking relationships.
• Coordinate closely with Treasury Management, Retail Banking, Wealth Management, Executive Banking, Mortgage, and other business lines to maximize customer value, deposit growth, fee income opportunities, and overall relationship profitability.
• Promote disciplined pricing, relationship management, and portfolio diversification that support competitive positioning and appropriate risk-adjusted returns.
• Monitor loan growth, deposit generation, pricing discipline, profitability, portfolio composition, analytics, and key lending performance indicators while identifying opportunities for improvement.
• Maintain awareness of economic conditions, industry trends, competitor activity, and emerging market opportunities

• Lead, coach, mentor, and develop a high-performing lending organization focused on growth, accountability, collaboration, and customer service excellence.
• Establish disciplined sales management practices, including calling programs, pipeline management, lender scorecards, production goals, relationship expansion plans, and performance accountability routines.
• Foster a culture that encourages relationship management, business development, teamwork, innovation, continuous improvement, and leadership…