Головний фахівець розвитку «револьверного продукту​/кредитної картки» споживчого кредитування

Leading Specialist For The Development Of The "Revolving Product" Consumer Credit Product

UKRSIBBANK BNP Paribas Group - one of the largest universal banks in Ukraine. We combine experience and creativity in our team, creating an open and inclusive environment for the development of each employee.

Our values are dedication, innovation, and openness, which help us achieve success in the banking sector and make a positive impact on society.

We thank our defenders who selflessly defend the freedom and independence of Ukraine, and we create a favorable environment for working in the bank.

Since 2020, UKRSIBBANK BNP Paribas Group has been certified as the best employer in Ukraine and Europe - Top Employer. This is the only bank in Ukraine that has an international certification from the Top Employers Institute.

We are looking for a leading specialist for the development of the "revolving product" consumer credit product:

• Conducting and developing the revolving product/credit card as a separate business direction or key product stream.
• Forming a product strategy, roadmap for development, business cases, and initiatives for growing customer value and financial results.
• Independently forming business requirements, describing business processes, setting tasks for IT teams, and overseeing implementation to achieve results.
• Managing product metrics and portfolio: sales, activation, utilization, retention, delinquency, yield, and payback of changes.
• Leading cross-functional interaction with risks, finance, legal, marketing, sales, operations, and IT.
• Preparing decisions for management and collegial bodies: presentations, analytical notes, arguing priorities and expected effects.
• Expert participation in the transformation of the customer journey, sales channels, and service processes to scale the product.

We are looking for a specialist who has:

• Higher education
• Experience in the banking sector/product management from 2–5 years, preferably in the direction of credit cards, card credit, or other revolving products.
• Practical experience in developing, supporting, or transforming unsecured lending products, including launching changes in tariffs, terms, processes, or sales channels.
• Strong analytical expertise: ability to work with product and financial indicators, draw conclusions based on data, and make well-founded business decisions.
• Understanding of the product economy, customer journey, risk component, and key profitability drivers of the revolving portfolio.
• Experience in preparing business requirements, presentations, analytical materials, and defending initiatives before management and related departments.
• Developed skills for cross-functional interaction: ability to effectively work with IT, risks, finance, legal, marketing, sales, and operational teams.
• Strategic thinking, initiative, proactive position, and ability to independently lead a direction to achieve results.
• Strong communication and presentation skills, ability to clearly argue decisions and achieve agreement among different stakeholders.
• Focus on business results, responsibility for the quality of implementation, attention to detail, and readiness to work in a dynamic environment of change.
• Advanced level of proficiency in MS Excel (complex formulas, summary tables, financial and product calculations), PowerPoint, Word.
• Confident ability to prepare business requirements, user story, CJM, process descriptions, test scenarios, and materials for management approval.
• Deep understanding of key business metrics of card/credit product.
• Desired experience in building business cases, financial modeling, working with P&L product, and knowledge of regulatory requirements in the field of consumer credit.

In addition to a team of like-minded people and interesting work, you will receive:

Stability:

• Employment in compliance with the current legislation of Ukraine
• Timely payment of wages

• Medical insurance programs and life insurance

• 25 days of annual leave, additional leave days on memorable occasions, social leave in accordance with the legislation of Ukraine
• Annual reviews of wages in accordance with personal performance and bank financial performance
• Setting a probation period…