BSA Officer

At Maine State Credit Union, we're more than a financial institution. We're a trusted community partner dedicated to helping our members achieve financial success while keeping their assets secure. We're seeking an experienced and strategic BSA Officer to lead our Bank Secrecy Act, Anti-Money Laundering, and Fraud Prevention programs and play a key role in protecting our organization from financial crime.

If you're a compliance professional who thrives on solving complex challenges, leading talented teams, and staying ahead of emerging risks, we'd love to connect with you.

Key Responsibilities Serve as the Credit Union's designated BSA Officer, leading and administering the BSA/AML, CFT, and OFAC compliance programs.

Oversee the Credit Union's fraud prevention and detection program, including payment fraud, account takeover, ACH, wire, check, debit card, and digital payment fraud risks.

Ensure timely and accurate regulatory reporting, including SARs, CTRs, OFAC reporting, and other required BSA filings, while maintaining effective internal controls and risk assessments.

Provide leadership, coaching, and oversight of BSA and Fraud staff while fostering a strong culture of compliance and operational excellence.

Partner with senior leadership, auditors, examiners, and law enforcement agencies to identify risks, investigate suspicious activity, and protect the Credit Union and its members from financial crime.

What We're Looking For

Required Qualifications 3 to 5 years of related BSA/AML, compliance, fraud, risk management, or financial institution experience.

Associate degree, specialized certification, licensing, or equivalent combination of education and experience.

Strong knowledge of:

Bank Secrecy Act (BSA)
Anti-Money Laundering (AML)
USA PATRIOT ActOFAC requirementsNCUA regulations

Consumer protection regulations

Regulation E (Electronic Funds Transfer Act)
Exceptional analytical, investigative, and problem-solving skills.

Ability to manage confidential information with professionalism and discretion.

Strong leadership, communication, and relationship-building abilities.

Compensation = 70K-80K depending on experience

Benefits of Employment with Maine State Credit Union:

In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team.

We are also proud of the benefits we offer:

Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%
HSA – generous employer contribution

Employer funded HRAEmployer-subsidized Dental and Vision Insurance
100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance Accident Insurance Competitive wages, and annual evaluations with compensation adjustments

Generous 401(k) employer match, plus annual discretionary contribution

Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holiday

Education reimbursement - up to $5,000 annually for undergraduate

Opportunities to volunteer in our local communities
100% Employer Paid EAP which includes 6 free mental health sessions

Wellness Reimbursement of up to $150