Retail Closing Specialist

AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica) and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. Each association is owned by its local farmers and ranchers, yet they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services. Our associations are united by a common mission and commitment to serving rural America, supporting each other and the farmers, ranchers, and agribusinesses we serve.

We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.

Seeking a Closing Specialist who will be responsible for preparation of non-consumer loan documents from loan approval through final closing, including monitoring of appraisal and closing conditions. You will maintain an understanding of and ensure compliance with all regulations and procedures associated with loan closing. This position has a high degree of accountability to ensure the repayment and collectability of company assets through accurate development and implementation of promissory notes, mortgages, and other lending documents.

Once the loan is underwritten, you will be responsible for all aspects of loan closing preparation and completing post-closing activities.

• Pre-Closing Activities

  Ensure accuracy of loan pricing and fees, document any exception approvals, prepare rate lock agreements, and monitor closing deadlines. Complete loan verification requirements related to loan documents, review entity and trust documentation, and ensure compliance with applicable regulations. Verify the appraisal report, collateral, and enter appraisal into the collateral tracking system. Partner with respective parties to ensure loan conditions are satisfied, initiate title work, and resolve any issues.

• Post-Closing Activities

  Approve loan disbursements and book loans. Responsible for perfecting the lien position, including recording and filing documents timely, following up on UCC terminations or other lien releases, obtaining vehicle titles, and ensuring first lien position with final title policy or opinion. Finalize all FLCA loans secured by real estate and obtain assignment of indemnity for various insurances. Maintain accuracy of the collateral tracking system and coordinate with teammates to enhance the customer experience.

• College degree in Business or Finance related majors preferred.

• Minimum of two years related experience.

• Health Benefits
  :
  Comprehensive medical, dental, and vision insurance
• Retirement Plans
  : 401(k)
• Paid Time Off
  :
  Vacation, sick leave, paid holidays, and parental leave
• Additional Benefits
  :
  Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short-term incentive pay

For a comprehensive overview of our total reward offerings, .

AgCountry has 44 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin. FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of today’s agricultural industry with our combined 2,600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.

AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.