Relationship Officer

Salary Range: $125,720 - $198,040

We areseekinga

Relationship Officerwhowill be tasked withfocusing on accounts inhigh risk/classified volume capacity viewed to beviableand able to return to successful status within a designated portfolio across multiple offices. You will serve as a key influencer in helping customers return to a viable financial position working directly and indirectly with local teams through restructuring, borrower counseling, creative credit packages and resolution of distressed accounts if needed.

Minimize reputation risk by providing positive exit solutions for customers who are not willing and/or able to make adjustments. Provide counseling to Credit Analysts and retail Financial Officers on loan structure, terms and conditions, pricing, and documentation for loans with significant credit weakness. It is important to work in a team to accomplish goals.

• Serve as a primary contact and specialized resource focused on high risk/classified volume not assigned to the Credit and Resolutions Team (CART) exhibiting a strong level of patience and creativity to arrive at viable solutions. This includes establishing and maintaining sound credit and loan administration, loan pricing, and establishing appropriate loan terms and conditions for the purpose of managing the loan risks for a variety of loans to include large and complex accounts.
• Manage assigned portfolio across multiple offices in accordance with company and funding banks’ policies and procedures resulting in the greatest net return/best business decision. Work towards designated account retention and returning accounts to viable account status levels.
• Primary responsibility is prevention of loans entering special classification and reduction of non-earning assets through restructuring, borrower counseling and/or collection and resolution of distressed.
• Monitor compliance with lending standards and settlement procedures on assigned loans, ensuring alignment with company policies and regulatory expectations. Collaborate with internal teams to support satisfactory credit administration and credit quality goals.

• Percentage of time required to travel during the day - 60%
• Percentage of time required to travel overnight - 40%

• 4 Year / Bachelors Degree Preferred in Business, Finance and/or Economics

• 6+ years of experience, Lending/credit analysis experience, to include experience in the full economic cycle of agriculture, with the Farm Credit System or a related agricultural credit organization

• Retirement Plans: 401(k)
• Paid Time Off:
  Vacation, sick leave, paid holidays, and parental leave
• Additional Benefits:
  Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short-term incentive pay

For a comprehensive overview of our total reward offerings, .

AgCountry has 43 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin. FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of today’s agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.

AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.