Assistant Vice President Treasury Management & Business Banking

Profinium Bank has an opportunity for an Assistant Vice President (AVP) Treasury Management & Business Banking based out of our Mankato location! We are a full‑service, family‑owned bank located in Southern MN. We offer Personal and Business Banking, Mortgage, Insurance, and Investments. Our services provide tools for our clients to achieve their financial well‑being goals.

• Health Insurance
• Dental Insurance
• Vision Insurance
• HSA with Company Match
• Basic Life Insurance (100% paid by Profinium)
• Supplemental Life Insurance for employees and their spouse/dependents
• Critical Illness Insurance
• Accident Insurance
• Hospital Indemnity
• 401K with a generous company‑match of up to 5%
• Profit‑Sharing
• Student Loan Match Program
• Flexible Spending Account Options (Medical & Dependent Care)
• Education Assistance Program
• Fitness Reimbursement
• Wellness Program
• Employee Assistance Program
• Paid Vacation, Paid Sick, Paid Holidays, Paid Volunteer time
• E‑Team – program that delivers energy, excitement & engagement to our team!
• Built‑In Career Pathing
• Community Involvement Opportunities
• Training & Development
• Leadership Opportunities

You are responsible for assisting with day‑to‑day activities within the Treasury Management department, including driving new business and expanding existing relationships within the bank’s treasury management services portfolio. You serve clients, identify their needs, and provide consultative solutions that enhance client financial efficiency and optimize cash flow. You are also responsible for a Commercial loan portfolio as well as generating new loan volume and deposits for the bank.

Within the portfolio managed, you will be responsible for credit decisions, overall credit quality, and fee income with the goal of helping each client meet the objectives of their personal and professional financial health. You commit to providing an AMAZING client experience.

• You understand client needs and challenges related to cash management, liquidity, and risk management.
• You assist clients with balancing their daily operational needs with strategic investment opportunities.
• You help clients maintain liquidity and support growth.
• You recommend and present tailored solutions from the bank’s treasury management product suite.
• You will fulfill day‑to‑day duties of ongoing client service & support, including set‑up, administration, maintenance, and training for clients in the following product/service areas:
  Pro‑Biz Checking accounts, Savings accounts, Online banking, Treasury Management Services, HSA accounts.
• You cultivate strong relationships with existing clients, internal stakeholders, and referral sources.
• You create and evaluate treasury management sales proposals and pricing for prospective and existing clients to further develop and strengthen business relationships.
• You collaborate with other bank departments such as lending, relationship banking, wealth planning & insurance to offer holistic financial solutions.
• You work closely with the operational area of the bank and third‑party vendors to serve the role of Profinium expert on the Pro‑Biz suite of products.

• You are responsible for expanding existing commercial loan relationships within guidelines set by bank policy and growth targets.
• You develop deposit accounts from commercial clients.
• You manage the commercial loan portfolio, including credit quality, credit approval, operations process, and profitability of the portfolio.
• You analyze loan data on new, renewal, and existing loans, including data provided by credit bureaus, other financial institutions, and financial institution files.
• You monitor loans in repayment and collect past‑due loans and loans in default.
• You ensure that proper documentation is completed.
• You establish structure of loans within the framework of loan policy.

• You generate new loan and deposit volume for the bank and deepen current relationships.
• You increase the volume of quality deposits, treasury management services, loans, mortgage insurance, and investment services using the R‑E‑A process and call programs…