Ag Loan Officer

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Job Title: Commercial/Ag Loan Officer & Branch Manager

Location: Small Town, Minnesota (Specific Location Will Be Provided Upon Initial Conversation) (Relocation Assistance Available if Needed)

Position Overview

This community bank is seeking an experienced, community-focused Commercial/Ag Loan Officer & Branch Manager to lead their branch operations and develop new business in a small-town market in Minnesota. This individual will be the face of the bank in the community; responsible for developing strong relationships with local businesses, agricultural producers, and community members while ensuring smooth branch operations.

The ideal candidate will bring at least 5 years of experience in commercial and/or agricultural lending and demonstrate proven leadership in managing a branch or lending team. This is an exceptional opportunity to join a growing, relationship-driven community bank and make a meaningful impact in a vibrant rural community.

Key Responsibilities

• Business Development: Proactively build and expand commercial and agricultural loan portfolios, as well as deposit relationships, through community involvement and direct business calling efforts.
• Loan Portfolio Management: Evaluate, structure, and manage a portfolio of commercial and ag credits; ensure sound underwriting and adherence to credit policies.
• Branch Leadership: Oversee daily branch operations, ensuring excellent customer service, compliance, and operational efficiency.
• Team Management: Lead, coach, and develop branch staff to achieve performance goals and deliver outstanding service.
• Community Engagement: Represent the bank in local organizations, events, and business networks; foster strong relationships to promote the bank’s reputation and growth.
• Multi-Branch Oversight (Depending on Experience): May oversee operations of an additional nearby branch, ensuring consistency and success across both locations.
• Credit Analysis (Preferred): Utilize credit analysis experience to assess risk and support sound credit decisions.

Qualifications

• Education: Bachelor’s degree in Business, Finance, Agriculture, or related field preferred(or equivalent experience).
• 5+ years of commercial and/or agricultural lending experience required.
• Previous management or branch leadership experience required.
• Agricultural lending experience strongly preferred but not required.
• Strong relationship-building and communication skills.
• Proven ability to drive new business and achieve growth goals.
• Leadership and coaching ability with a hands-on, team-oriented management style.
• Commitment to community involvement and small-town values.

Why Join

• Competitive compensation and incentive opportunities.
• Relocation assistance provided for the right candidate.
• Opportunity to lead within a growing community bank dedicated to personal service and local decision-making.
• Chance to make a lasting impact in a welcoming small-town community.

• Seniority level
  
  Not Applicable

• Employment type
  
  Full-time

• Job function
  
  Business Development, Management, and Administrative
• Industries Banking and Financial Services

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Medical insurance

Vision insurance

401(k)

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