Senior Underwriter A&H Underwriting

Underwriting Role

The purpose of this role is to underwrite new business and renewals within specified guidelines and authority levels, supporting the development of a profitable portfolio under the Accident & Health insurance class. This involves implementing underwriting strategies, building relationships, and making sound decisions to drive business growth and profitability within assigned territories. The role plays a critical part in achieving overall profitability and success in the Accident & Health underwriting business.

Responsibilities:

• Perform underwriting responsibilities including quote preparation, review of amendments, and plan exceptions to achieve department results.
• Ensure adherence to loss ratio goals and achieve expected rate increase average and persistency goals.
• Establish and maintain relationships with agents and customers to understand their needs and provide suitable products.
• Collaborate with key stakeholders to share information, recommend solutions, and support business objectives.
• Underwrite new and existing policies in compliance with organizational standards and regulatory requirements.
• Provide timely and professional service to customers and intermediaries, delivering decisions and solutions promptly.
• Evaluate risk for new business to ensure profitable growth and identify new business opportunities.
• Maintain accurate records, prepare reports in a timely manner, and meet new business targets.
• Contribute to a positive work environment by demonstrating cultural expectations and influencing others.

Work Experience:

• Necessary Work Experience includes:
  Moderate relevant experience.
• Preferred Work Experience includes:
  Underwriting experience in the insurance industry, including risk profiling and pricing tools. Established customer and broker relationships. Underwriting experience in a high-production environment with increasing levels of responsibility.

Qualifications:

• Necessary Qualifications include:
  Tertiary Degree or equivalent combination of education and work experience.

Skills:

Analytical Thinking, Business Development, Critical Thinking, Customer Service, Financial Advising, Health Insurance, Insurance Underwriting, Intentional collaboration, Managing performance, Policy Analysis, Portfolio Management, Prioritization, Risk Management, Stakeholder Management, Underwriting Analysis