Surveillance Analyst, FP Business Surveillance

Lieu De Travail

Markham, Ontario, Canada

37.5

Gouvernance et Contrôles

$59,500 - $84,000 CAD

The Tier 1 Surveillance Teams within PWM Wealth Business Controls is responsible for managing the TD risk structure framework as defined as a first line of defense / 1A delegated function for the FP business for TD Wealth. The team's core mandate is to fulfill CIRO Tier 1 regulatory accountabilities while supporting broader business controls and market integrity. Through a risk-based program focused on Account Activity Monitoring, Surveillance provides coverage of applicable CIRO rules, internal policies, and Universal Market Integrity Rules (UMIR), enabling the timely identification, investigation, and escalation of potential risks across the business.

Reporting to the Senior Manager or Manager, FP Business Surveillance, the Surveillance Analyst (SA) is responsible for executing against a broad range of surveillance and regulatory activities including select Tier 1 supervision accountabilities for the FP LOB. As a regulatory subject matter expert, they are accountable for addressing regulatory and compliance related matters, with particular focus on requirements of the Canadian Investment Regulatory Organization (CIRO), Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) regulations, and Canada’s Privacy Act.

• Conduct effective and timely Tier 1 supervision of client account activity, as defined in a centralized structure. As an example, the position will be responsible for daily trade supervision as well as monthly account supervision.
• Ensure trading and account activities are within CIRO regulations by reviewing daily & monthly trading activities and identifying / reporting any unusual trading or account activity.
• Conduct effective and timely review of numerous business reports (e.g., CRM Securities Deposit & Transfer Reports, TD Premium Oversight Reports), disseminate relevant information to business partners and ensure spot checks are conducted & follow up as necessary.
• Use available tools to track, trend and investigate areas of possible regulatory and/or business risk; reach sound conclusions and recommendations based on that analysis and communicate those effectively to Senior Regional Managers and/or Senior Manager/Manager.
• Support Financial Planners (FPs), Senior Regional Managers, and management in the timely resolution of outstanding items by providing guidance, education, and direction aligned with established policies and procedures.
• Using the Email Supervision tool, the SA will conduct Tier 1 Supervisory review of Registrants electronic communications to ensure they are compliant with CIRO regulations. Escalate appropriately any findings where there may be misconduct / concerns.
• Provide a source of information for management by investigating enquiries, providing details as required to assist in investigations and responding to various management requests on a timely basis.
• Perform Strict Supervision reviews, as required, including detailed assessments of daily trading activity, escalation of concerns to Senior Regional Managers (SRMs) and business partners, and preparation of monthly summary reporting to support oversight.
• Communicate effectively on compliance related matters within TD Wealth to achieve effective regulatory oversight.
• Maintain extensive knowledge of regulatory, compliance and operational requirements.
• Contribute and share ideas by proactively engaging with the team and the management.
• Participate fully as a member of the team and contribute to a positive work environment.
• Assist with presentations and training/information sessions to peer group.
• Assist with special projects, or investigations, as required.
• Other duties as assigned.

• Undergraduate Degree or Community College Diploma preferred.
• Licensed with Canadian Investment Regulatory Organization (CIRO) as an Investment Representative or Registered Representative.
• Minimum of 2 years Relevant Experience.
• CIRE
  - Canadian Investment Regulatory Exam.
• RSE
  - Retail Securities Exam.
• Supervisor Exam.

• Ability to read/write/speak French would be an asset.
• Compliance, including AML/ATF compliance, legal, business management, internal audit, regulatory or risk management experience in the financial services sector.
• Sound knowledge of the TD Wealth (FP) business.
• Experience with Actimize and/or Smarsh would be an asset.
• Strong communication, interpersonal and organizational skills.
• Detail oriented, highly organized, and able to work in a fast-paced, dynamic environment.
• Ability to work independently, think critically and make decisions.
• Proficient with MS Office.