Financial Crime Risk Investigator II, HRI Triage (4769

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

69,700. CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

As a sole contributor, the Financial Crime Risk Investigator II will be the first stage in undertaking a preliminary assessment of inbound referrals from a variety of sources, including but not limited to Production Orders, GRIDs or other law enforcement referrals, to determine if they warrant further investigation for potential financial crime risk, or where an investigation is not warranted and recommended for closure.

The Investigator will also evaluate high-priority and sensitive referrals that require additional in-depth analysis that may require communicating with senior management.

This position requires experienced AML knowledge to make judgement-based decisions based on early fact finding of intake materials, determine risk rating, tracking, and routing to the appropriate team to undertake further investigation. They will be comfortable making informed decisions, assessing risk ratings, documenting the rationale for the decisions, and managing high volume intake to ensure timely case assignment with appropriate investigators and will also take the lead in training newly hired employees.

These investigators hold a multi-disciplinary skillset allowing them to pivot to assess cases from a variety of sources as needed meeting the demands of TD’s efforts to detect financial crime using various sources.

Key Accountabilities:

• Assess inbound referrals for risk exposure and red flags for financial crime risks at TD.
• Undertake basic research including open source, internal bank system and high level transactional assessment to quickly determine if additional investigation is warranted and at what level of complexity.
• Ensure cases are tracked for their risk rating, and rationale for decisions is appropriately documented. Leverage AML knowledge, training, and sound judgement to assess cases.
• Meet required tight SLAs
• Recommend any early mitigation required.
• Provide thematic recommendations on intake sources to drive ongoing improvement in quality of referrals.
• Lead in training of new colleagues
• Assist in time sensitive ad hoc requests.

Depth & Scope:

• Works as part of a team dealing with fast paced, high volume and time sensitive deliverables.
• Close working relationship with other teams in AML for risk mitigation and shared casework
• Leveraging strong judgement across casework considering a variety of factors to assess risk, which can be uncertain.
• Ensures well-articulated outcomes support the sound judgement used to disposition outcomes.
• Importance of strong written and verbal communication skills
• High volume of intake requiring exceptionally strong organization skills

Department: This role is part of TD’s Financial Crime Risk Management (FCRM) team in the Financial Intelligence Unit High Risk Investigations team. The broader team undertakes high risk investigations to detect, report and mitigate financial crime, as well as to proactively adapt to emerging financial crime risks in TD’s efforts to protect the bank and its customers from financial crime, as well as in its role contributing to the broader AML efforts externally in collaboration with the industry and with regulators.

Education & Experience:

• Undergraduate degree
• 4+ years relevant experience
• Demonstrated experience in banking, AML regulations, or other financial crime roles, including transactional analysis.
• People and stakeholder…