Commercial Real Estate Analyst

Location:

Marlborough, MA (hybrid remote and in-office)

Join a growing 30+ year old multifamily real estate finance firm headquartered in downtown Saratoga Springs, NY. Century Health and Housing Capital, LLC (“Century”) is a HUD-approved commercial real estate lender that provides FHA‑insured permanent and construction financing to multifamily developers and residential healthcare owners/operators nationwide. Century is a subsidiary of Velocity Financial, Inc, (VEL) a NYSE‑listed public company.

We are looking to build our business with proven and future industry leaders who are collaborative, insightful, and driven!

Century is seeking a full-time, Commercial Real Estate Analyst to work directly with a HUD MAP‑approved underwriter. This opportunity includes exposure to all aspects of the FHA / HUD commercial real estate mortgage process, as well as our bridge loan programs.

The job will be hybrid role, with required in‑office hours each week at our Marlborough, MA office.

• Analyze multifamily lending opportunities, including review of property financial performance, market data, borrower sponsorship, and transaction structure.
• Prepare financial underwriting models to size and structure loan requests in accordance with FHA/HUD, agency, and company lending guidelines.
• Review borrower financial statements, real estate schedules, rent rolls, operating statements, and third‑party reports to assess credit quality and transaction feasibility.
• Prepare underwriting narratives, credit analyses, and financing recommendations to support lending decisions.
• Coordinate and track due diligence throughout the underwriting process, including appraisals, environmental reports, property condition assessments, market studies, and organizational documents.
• Assist in the preparation and review of loan application exhibits, regulatory forms, and lender‑specific documentation.
• Participate in property inspections and market evaluations to assess property condition, competitive positioning, and market fundamentals.
• Monitor transaction timelines and maintain organized loan files to support timely execution from application through closing.

• Bachelor’s degree in accounting, finance, economics or related field.
• Experience working in commercial real estate or banking finance, preferred.
• Strong desire for a career in commercial real estate or banking finance.
• Proficiency in Microsoft Excel, as well as most Microsoft Office programs.
• Excellent organizational, communication, presentation, and interpersonal skills.
• Ability to manage multiple tasks and deliverables simultaneously.
• Emphasis on attention to details

• Attractive base pay with annual bonus opportunity
• Great collaborative work environment.
• Ability to grow your knowledge of commercial real estate financing
• Upward opportunities within origination or underwriting.

401(k), 401(k) matching, Dental insurance, Health insurance, Life insurance, paid time off, Paid Holidays, Pet Insurance and Vision insurance.