Associate Commercial Credit Underwriter

General Information

Career area:
Commercial Lending & Operations
Country:
United States
Work Location(s): 1735 North Brown Road, GA, 2000 Westinghouse, PA
State:
Pennsylvania
City:
Cranberry Township
Remote?:
No
Reference #: 22087
Posted Date: 06-03-26
Working time:
Full time

Work Schedule:

Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role’s specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

This entry‑level position is part of the Commercial Underwriting team at one of Ally’s five Regional Business Centers, which provide comprehensive, industry‑leading service to Ally’s automotive dealership customers. This opportunity serves as a foundational role for highly motivated individuals eager to learn about the fast‑paced automotive industry and commercial credit.

The role begins with a comprehensive training program designed to introduce the fundamentals of the position and Ally’s customer‑focused approach to Commercial Auto Finance. Following training, the Associate Commercial Credit Analyst will interact with automotive dealership personnel and internal stakeholders to gather information and perform in‑depth financial evaluations. These evaluations will form the basis for creating comprehensive account reviews, which will include recommendations on credit extensions to automotive dealerships (both existing and new relationships) to meet their business needs (such as inventory lines of credit, real estate and other commercial loans).

Along the way, the Associate Commercial Credit Analyst will receive ongoing developmental feedback, build relationships, and gain exposure to other functions. This includes exposure to local management and executive leadership to gain insight into strategic decision‑making processes. Additionally, mentorship will be available to provide guidance and support from seasoned professionals committed to helping you succeed. Performance‑based developmental rotation opportunities may also be encouraged, allowing you to experience various other key roles within Auto Finance, thereby broadening your expertise and career prospects.

Ally Work location is Cranberry Township, PA or Lawrenceville, GA only.

• Communicate directly with automotive dealership personnel and internal stakeholders to obtain all required information for completion of comprehensive account reviews on current and prospective dealership customers.
• Conduct financial analysis and related due diligence (including cash flow and liquidity analysis, validation of financial records) on automotive dealership financial statements and supporting documentation.
• Prepare timely, formalized proposals summarizing the financial analysis and overall account relationship, identifying any credit concerns, and recommending appropriate risk mitigation strategies and lending structures for management review / decisioning.
• Participate in and support ongoing professional development and training initiatives.
• Ensure compliance with company policies, procedures and external regulations.

• 0+ years of experience
• High school Diploma or GED equivalent

• Previous professional or internship experience preferred
• Demonstrated track record of success through the articulation of quantitative and qualitative results.
• Candidates should possess/display strong analytical, time management, written and oral communication, problem solving and collaboration skills.
• Motivated self‑starters who are eager to learn and grow within a dynamic organization
• Bachelor’s Degree from an accredited university

• Time Away:
  Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part‑time status and management level).
• Planning for the Future: plan for…