Vice President, Lending Compliance and Regulatory Affairs
Listed on 2026-08-03
-
Finance & Banking
Risk Manager/Analyst, Financial Compliance, Regulatory Compliance Specialist, VP/Director of Finance -
Management
Risk Manager/Analyst, Regulatory Compliance Specialist
Vice President, Lending Compliance and Regulatory Affairs
Job Category: Lending
Requisition Number: VICEP
003575
- Posted :
July 28, 2026 - Full-Time
- On-site
Showing 1 location
Tower is offering a $1000 Signing/Retaining bonus as of 1/20/2025.
Note:
All full-time positions include exceptionally low medical premiums in addition to a whole host of other benefits.
HOURS FOR POSITION:
Monday - Friday, 9:00am-5:30pm(Hybrid Schedule)
Hiring Range - $178.683 - $223,354
The Vice President, Lending Compliance and Regulatory Affairs is responsible for directing and administering the regulatory compliance management program in support of Tower Federal Credit Union’s (Tower) Lending Division. The incumbent develops, implements, monitors, and updates process and procedures for the Lending Division in accordance with new or changing regulatory requirements to ensure compliance with real estate lending laws and legal requirements.
This position, on behalf of the Senior Vice President of Lending, is the primary point of contact in the department for regulatory, internal and external audit matters, and legal concerns and complaints.
The incumbent will direct a professional team to provide leadership, guidance and support to the Lending Division in all aspects of the loan origination and loan servicing processes.
Principal Accountabilities and Functions
Provides regulatory guidance in support of Tower’s Lending Division inclusive of RE Lending, Consumer Lending, Loan Servicing and Collections.
Leads a professional team, focused on each area of the Lending Division (RE Lending, Consumer Lending, Loan Servicing and Collections), who will provide guidance and expertise to division leadership on legal and compliance requirements, operational risks and applicable internal controls.
Develops and coordinates Lending Division compliance review and monitoring designed to identify and manage regulatory compliance risk within RE Lending, Consumer Lending, Loan Servicing and Collections.
Acts as internal consultant to Lending Division leadership to ensure compliance requirements are effectively integrated into day-to-day operations along with appropriate training programs and monitoring plans for RE Lending, Consumer Lending, Loan Servicing and Collections.
Oversees legal, regulatory and administrative complaint investigative process for Lending Division and delivers relevant reporting and directs mitigation activities. Works with Internal Audit, Compliance and Risk Management offices to provide formal responses to official member complaints regarding RE Lending, Consumer Lending, Loan Servicing and Collections.
Coordinates with Internal Audit, Compliance, and Risk Management offices and prepares for regulatory, internal, and external audits affecting RE Lending, Consumer Lending, Loan Servicing and Collections by gathering and providing requested documentation and following up on additional requests.
Recommends audit response and helps division leadership develop procedures to ensure adequate internal controls and to mitigate gaps as determined by auditors within RE Lending, Consumer Lending, Loan Servicing and Collections.
Maintains close relationship with Lending Division leaders and Tower leadership regarding relevant legal/compliance implications of implementation of new products, procedures, and operational initiatives.
Reports regularly to the Senior Vice President and Chief Lending Officer on emerging industry trends, regulatory changes and potential operational risks.
Directs and supervises monthly, quarterly, and annual HMDA compliance data collection and validation. Performs data reconciliation and sampling reviews and is responsible for annual submission of LARs to CFPB.
Reviews quality assurance and HMDA reporting to identify problematic patterns, practices or processes that could indicate Fair Lending violations and provides regular reporting and constructive feedback and/or guidance as necessary to Lending Division Leadership
Analyzes and reviews all new changes to federal and state regulations and advises the Lending Management Team including leaders of RE Lending, Consumer Lending, Loan Servicing and Collections to ensure…
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