Underwriting Specialist

• Analyze P&C Insurance policies for completion and to identify gaps in coverage
• Analyze loss runs/claims history and propose appropriate terms & conditions as necessary
• Complete commercial policy intake forms
• Conduct underwriting calls with clients to discuss uninsured, or underinsured risks, and obtain appropriate data for actuarial pricing
• Review policy renewal information, develop and underwrite a renewal position, and provide a quote summary with supporting documentation to be approved for sign-off
• Submit case files for risk analysis reporting, and actuarial pricing
• Review large amounts of information and raw data for accuracy
• Send underwriting documents to clients to support suggested eligible coverages for current policy year
• Explain definitions of Oxford's various lines of coverages
• Review and coordinate with the Claims Department for underwriting sign-off

• Bachelor's degree required
• 5+ years of underwriting experience required
• 2+ years of experience reviewing commercial property & casualty policies & servicing claims required
• P&C license or industry designation preferred
• P&C background reviewing policies to ensure complete files and identifying gaps in coverage

Demonstrates expertise in analyzing and underwriting Property & Casualty insurance policies, with a strong focus on identifying coverage gaps and ensuring compliance with underwriting standards. Proficient in conducting client calls to assess risks and providing detailed documentation for policy renewals and actuarial pricing.

• Underwriting Experience
• P&C Insurance Analysis
• Claims History Review
• Policy Renewal Development
• Risk Analysis Reporting

• Policy Analysis
• Data Review
• Actuarial Pricing
• Commercial Policy Intake
• Risk Assessment

• Client Communication
• Attention to Detail
• Analytical Thinking

• P&C License

• Property & Casualty Insurance
• Underwriting
• Claims Servicing
• Coverage Gaps
• Policy Documentation