Underwriter, Finance & Banking

Legal Entity: Honda Federal Credit Union

Business Unit: Honda Federal Credit Union

Department: Consumer/Indirect Lending

Division: 1CU

Work Location: Honda Federal Credit Union - Marysville, OH Echo Dr. Location

Shift: 1st

Workstyle: 100% Onsite

Career Level: 2

Job Grade: Non-Exempt-4 (NE4)

Within authorized authority, HFCU policy, state and federal law, this position provides expertise in underwriting, structuring, documenting, approving or denying member loan requests for all non-real estate loans including credit cards, personal loans, boat, RV, auto and indirect loans.

• Underwrite loan applications by reviewing member information, analyzing credit bureaus, verifying collateral value, and determining the overall ability for the member to repay
• Review and decision indirect loan applications with professional and courteous dealer interaction
• Provide timely cross-sale information, counter offers, credit line reviews/closures to internal team
• Ongoing education and training

• High school diploma or General Education degree
• Two years related experience and/or relevant training
• Working knowledge of state and federal Lending regulations
• Computer skills: knowledge of Microsoft office suite
• Reasoning ability to structure loan offers, understand regulations, policies and procedures
• Member service and communication skills
• Negotiation skills
• Analytics and creative reasoning

• Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
• Paid Overtime
• Regional Bonus (when applicable)
• Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
• Paid time off, including vacation, holidays, shutdown
• Company Paid Short-Term and Long-Term Disability
• 401K Plan with company match + additional contribution
• Relocation assistance (if eligible)

• Advancement Opportunities
• Career Mobility
• Education Reimbursement for Continued Learning
• Training and Development programs

• Tuition Assistance & Student Loan Repayment
• Lifestyle Account
• Childcare Reimbursement Account
• Elder Care Support
• Wellbeing Program
• Community Service and Engagement Programs
• Product Programs

Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.