CBUD Portfolio Manager

Overview

Rockland Trust is a full‑service commercial bank and financial services company committed to helping our neighbors reach their financial goals. Founded in 1907 and headquartered in Massachusetts, we proudly serve individuals, families, and businesses throughout New England with a strong emphasis on personal relationships, local decision making, and community impact. Our longstanding philosophy—
Where Each Relationship Matters
—guides how we work with our customers, colleagues, and communities every day.

Rockland Trust is seeking an experienced CBUD Portfolio Manager to join the Business Banking Portfolio Management team. The Portfolio Manager will administer and manage risk for a large portfolio of C&I and investment real‑estate relationships with total credit exposures up to $3,000,000, using a combination of quantitative tools and traditional credit analysis.

• Timely renewal of all loans in the assigned portfolio through effective and efficient underwriting, and diligent follow‑through.
• Succinctly analyze and underwrite renewals, modifications, restructures, and other actions, balancing risk mitigation with customer satisfaction.
• Leverage data (e.g., line utilization, deposit trends, credit scores, etc.) to identify and mitigate potential or emerging risk.
• Accurately apply credit policies, judiciously recommending approval of reasonable exceptions when the overall credit profile fits within the bank's risk tolerance, and assign risk rates in a timely and accurate manner.
• Collaborate with customers and/or relationship management teams to obtain required financial statements and other information.
• Manage higher‑risk relationships, facilitate transfers to workout as necessary.
• Negotiate with customers to restructure debt or take other actions to mitigate higher‑risk credits.
• Work in partnership with Credit Operations and colleagues to ensure completion of all pre‑closing activities.
• Work with Loan Operations, as necessary, to ensure data integrity and resolve issues.
• Assist borrowers with various servicing requests (release collateral, guarantors, etc.).
• Review and address key data integrity processes and reports.
• Represent the PM team in technology, process‑improvement, or other initiatives to improve speed, efficiency, and operational integrity of the team.
• Respond to audits, regulatory exams, and other third‑party reviews.

• Strong financial analysis skills.
• Ability to interview customers to develop information concerning their business, needs, abilities, and earnings to determine whether the loan is an acceptable risk.
• Persuasive verbal and written communication skills.
• Ability to discern risk with limited and/or subtle information.
• Diligent organization and follow‑through.
• Sound judgment.
• Strong ability to collaborate and negotiate with internal colleagues and customers.
• Proficiency with Excel and Word.
• Report writing skills.

• Bachelor's degree in Accounting, Finance, or Economics (highly preferred).
• At least five years of direct experience in a commercial lending environment.
• Formal bank credit training desired.

Our goal is to offer our colleagues the most generous benefits package possible. We provide a comprehensive suite of benefits designed to support your health, financial security, and overall wellbeing, including competitive compensation with performance‑based incentive awards, health and dental insurance, a 401(k) and DC retirement plan, LTC and life insurance, paid vacation, day‑care reimbursement, tuition assistance for undergraduate and graduate programs, an award‑winning wellness program, and much more.

At Rockland Trust you will find a respectful and inclusive environment where everyone has the opportunity to succeed. We are an equal‑opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Compensation for this role will be based on a variety of factors, including skills, experience, education, and internal equity. The salary range posted reflects the company's good‑faith estimate of the range for this position at the time of posting. Actual compensation may vary. In addition to base salary, certain positions may be eligible for additional compensation, including commissions, incentive awards, or stipends.

We are committed to providing reasonable accommodations to enable individuals with disabilities to perform the essential functions of their roles.