Multifamily Financial Crimes Senior - Lender Oversight Activities

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it’s at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose.

The Technology & Operational Risk department within the Multifamily Division is seeking a proactive and BSA‑aware Multifamily Financial Crimes Senior. This role focuses on the oversight of Freddie Mac Multifamily Seller/Servicers as they relate to their AML responsibilities. The position requires strong partnership with Multifamily’s Counter party Risk and Compliance team, acting as a subject matter expert on BSA requirements, Freddie Mac Multifamily Seller/Servicer Guide requirements, BSA program implementations, and general BSA best practices for Lenders in the Multifamily space.

Reporting to the Multifamily Financial Crimes Governance Manager, the Senior – Lender Oversight Activities position will be an integral part of the team responsible for tracking Lender metrics, providing input to Lender audits, collaboratively working to develop Lender audit testing, and maintaining Lender risk ratings based on Financial Crimes findings. The position requires close collaboration across the Multifamily Division, Single Family Division, and Enterprise Risk Management to ensure adherence to financial crimes regulations and laws.

This role can be located onsite in either McLean, VA or Plano, TX.

• Freddie Mac Multifamily finances rental housing to ensure a plentiful supply of affordable housing across the nation. We provide mortgage funding for apartment loans and subsequently securitize them, supporting various communities, including students and working families.
• We lead strategic execution by collaborating with Multifamily business leaders to develop tools and solutions that further our mission.
• Leveraging extensive data assets and risk‑management capabilities, we aim to expand our mission of providing affordable housing.
• We foster an inclusive environment that promotes active engagement, intellectual curiosity, and skill development, empowering a dynamic workforce.

• Track Seller/Servicer metrics specific to tip intake, loan inflows, suspicious activity report filings, watchlist hits, investigations, etc. to build a comprehensive risk profile that drives future due diligence efforts for each Seller/Servicer.
• Provide insights to Multifamily’s CRC Audit team ahead of Seller/Servicer audits to ensure the Financial Crimes portions of those audits reflect the risk profile of the specific Seller/Servicer.
• Advise Multifamily’s CRC Audit team as a BSA/AML subject matter expert and offer feedback on potential observations, findings, remediation plans and Seller/Servicer responses.
• Develop and maintain pertinent testing processes and focal points for Financial Crimes related portions of Multifamily’s CRC Audit functions.
• Conduct independent assessments of Seller/Servicer BSA/AML functions, analyze data to identify patterns of risk across the entire Seller/Servicer population and make recommendations to update the Guide or internal controls to minimize Financial Crimes risks.
• Participate in the creation and delivery of training materials and presentations, sharing knowledge on BSA/AML processes, red flags, and compliance measures with Multifamily Seller/Servicers.
• Work within established processes to prioritize tasks and achieve successful outcomes across multiple assignments concurrently.

• Bachelor’s Degree in Criminal Justice, Finance, Business Administration, or a related field or equivalent experience; with 5+ years of relevant experience.
• 1‑2 years of experience in the mortgage industry, with a strong focus on multifamily properties, demonstrating an understanding of their operations and financial dynamics is desired. Experience in financial crimes is a plus.
• 1‑2 years of experience in a BSA/AML oversight function, such as Compliance or Audit testing, program management or technology integration.
• Strong skills in regulatory compliance analysis; adept at identifying patterns and…