Card Vertical Risk Manager, Card Data - Senior Associate

The Card Vertical Risk Manager (VRM) role will support Card Data leadership in data governance across multiple business areas and evolving Discover data risks. The Card Risk role supports the Card Data Now team within Card Data Models Decisioning and Credit (DMDC). This person will function as a key partner in supporting high visibility and critical risk management activities across multiple lines of defense, such as product and process risk assessments, audits and exams, new intent delivery, control advisory, and more.

The ideal candidate will take ownership in executing these risk management activities, with the support and guidance of an experienced vertical risk manager, and will have a growth mindset.

• Executing critical risk management activities both with and independent of vertical risk managers
• Coordinating, influencing, and negotiating priorities with teams to ensure well‑managed goals and timelines are met; escalating when appropriate
• Establishing strong interaction models and relationships to collaborate and consult with key stakeholders
• Collecting data and information, and using analytics and reporting to develop risk transparency to senior leadership and executives across the division
• Developing strong business acumen to appropriately represent the business to 2nd and 3rd line partners
• Developing and maintaining formal process documentation including procedures, playbooks, and process flow diagrams that demonstrate the well‑managed infrastructure

• You are a learner who seeks to understand a business area, its processes, risks and control environment
• You challenge the status quo but move quickly to pragmatic solutions
• You create energy and an environment that fosters trust, collaboration, and belonging
• You possess a relentless focus on quality and timeliness
• You adapt to change and are intellectually curious. You like to ask questions, and test assumptions
• You have the capacity to deliver high‑quality work and effectively prioritize within a dynamic environment
• You develop influential relationships based upon shared risk objectives
• You do the right thing and lead by example

• High School Diploma, GED or equivalent certification
• At least 1 year of experience in Risk Management
• At least 1 year of Project or Process Management
• At least 1 year of experience reporting and analyzing data

• Bachelor’s Degree or military experience
• 2+ years of experience in Project or Process Management
• 2+ years of experience in Presentation or Communication
• 1+ years of experience in Change Management

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

• McLean, VA: $96,500 - $110,100 for Sr. Risk Associate
• Richmond, VA: $87,700 - $100,100 for Sr. Risk Associate
• Riverwoods, IL: $87,700 - $100,100 for Sr. Risk Associate

This role is eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace.