Principal Associate, FP&A - Small Business Card; Hybrid

Principal Associate, FP&A - Small Business Card (Hybrid)

We are seeking an intellectually curious and highly motivated financial analyst to join our team. Your work will be instrumental in the financial planning and analysis for the exciting Small Business Card organization that offers our customers credit cards like Venture X Business and Spark Cash Plus. This role will specifically support and own the Small Business Card Profit & Loss (P&L) statement, including the forecasting and tracking of revenue and volumes.

The position offers opportunities to model P&L scenario planning and conduct ad‑hoc analysis in support of strategic initiatives. This role requires data analysis, forecasting, and strategic partnership with the business. Strong storytelling skills and a deep understanding of card economics that drive revenue, credit, and costs will be key to success in this role.

The ideal candidate will use strong communication, problem solving, and strategic thinking to effectively:

• Formulate and articulate analytics and insights in a way that tells a compelling financial story.
• Proactively identify and address potential financial risks and opportunities.
• Foster trusted business relationships, including with senior leaders.

• Financial reporting and analysis, including budgeting, forecasting, variance analysis and reporting.
• Independently managing and prioritizing your workload.
• Collaborating with multidisciplinary teams.
• Developing presentations for senior audiences to communicate insights and influence business and financial outcomes.
• Addressing and delivering on ad‑hoc requests and special projects, often in an ambiguous environment.
• Demonstrating a passion to learn and continuously developing FP&A and technical skills.

• Bachelor’s Degree or military experience.
• At least 3 years experience in financial analysis, financial modeling, or a combination.

• Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance.
• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license.
• At least 4 years experience in financial analysis, financial modeling, or a combination.
• Experience in Google Suite (Google Docs, Google Sheets, Google Slides).

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid meaning associates typically spend 3 days per week in‑person at one of our offices listed on this job posting.

• McLean, VA: $120,800 - $137,900 for Principal Financial Analyst
• Richmond, VA: $109,900 - $125,400 for Principal Financial Analyst

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries.