Senior Director Community Finance - Underwriting & Portfolio Management

Senior Director Community Finance – Underwriting & Portfolio Management

Capital One, a Fortune 500 bank, is seeking a Senior Director to lead its Community Finance Underwriting & Portfolio Management (UWPM) team. The role focuses on risk assessment, portfolio management, and strategic growth across the affordable housing ecosystem.

• Provide strategic direction and oversight for underwriting and portfolio management.
• Lead the analysis, assessment, and mitigation of risk at the portfolio, fund, and individual facility level for both debt and equity transactions.
• Lead credit and investment approvals, ensuring alignment with Capital One’s risk appetite and regulatory requirements.
• Oversee pipeline evaluation analytics to enable efficient closing, initial funding, and post‑closing servicing in collaboration with Originations and Loan/Equity Administration leaders.
• Manage and conduct periodic portfolio and industry reviews to forecast and identify emerging themes, risks, and issues across Underwriting, Portfolio Management, Booking, and Servicing.
• Develop and maintain relationships with syndicators, developers, investors, and government agencies.
• Drive innovation and process improvements in underwriting, risk management, and portfolio management.
• Hire, lead, and mentor a high‑performing team, fostering a culture of professional development, innovation, and operational efficiency.
• Partner with horizontal leadership to educate and develop associates on evolving market trends.
• Serve as a thought leader and brand ambassador at external panels, conferences, and industry convenings.

• Basic Qualifications:
  
  Bachelor’s degree or military experience; at least 12 years of experience in underwriting, asset management, portfolio management or any combination of the three in affordable housing or commercial real estate.
• Preferred Qualifications:
  
  Master’s degree in Finance, Real Estate, or a related field; extensive experience in construction lending, LIHTC investment, syndication, or asset management; 7+ years of people‑leadership experience; proven ability to lead teams and complex problem solving skills.

Salary ranges (annual gross) by location:

• Charlotte, NC: $245,100 – $279,800
• Chicago, IL: $245,100 – $279,800
• McLean, VA: $269,600 – $307,700
• New York, NY: $294,100 – $335,700

Eligible for performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws.