Distinguished Engineer - Card Technology

Overview

As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud. You will work alongside our team of developers, machine learning experts, product managers and people leaders. Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems and driving innovation at multiple levels to optimize business outcomes with strong technology solutions.

In this role we are looking for a Distinguished Engineer who will lead our Fraud and Disputes ecosystem, defenses and user experiences. You will partner with engineers, product and business stakeholders across the Card Fraud domain and build scalable and resilient solutions that leverage modern tech and design patterns. You will help standardize capabilities to enable intelligent decision making and respond swiftly to emerging threats.

You would define the vision for integrated defenses powered by common capabilities. You will design cloud native solutions and may work on emerging technologies such as AWS, Claude, Windsurf, Java, Python, Go, REST, databases and pipelines.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

• Articulate and evangelize a bold technical vision for your domain

• Decompose complex problems into practical and operational solutions

• Ensure the quality of technical design and implementation

• Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability

• Continue learning and injecting advanced technical knowledge into our community

• Handle several projects simultaneously, balancing your time to maximize impact

• Act as a role model and mentor within the tech community, coaching and strengthening the technical expertise of our engineering and product community

• Explore new cloud technologies and identify applications to leverage their potential

• Develop patterns for cloud to enable emerging business initiatives

• Collaborate with tech leaders to drive tech strategy

• Evangelize cloud strategy, solutions and best practices across the enterprise

• Lead by example by spending a portion of time writing code and directly contributing to code bases with engineers

• Leverage modern AI coding tools such as Windsurf and Claude Code to delivery quality solutions

• Bachelor’s Degree

• At least 7 years of experience with solution architecture or software engineering

• At least 5 years of experience with architectural patterns (SOA)

• Master’s Degree in Computer Science or Software Engineering

• 10+ years of experience working with business leaders on implications of architectural decisions

• 5+ years building cloud native architectures, architecting enterprise applications on public cloud platforms and cloud ecosystems (AWS, GCP or Azure)

• 5+ years of experience building APIs, microservices, event streams, and high throughput systems

• Experience using generative AI coding tools to increase developer productivity

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $269,100 - $307,200 for Distinguished Engineer. Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered will be reflected in the offer letter.

This role is eligible for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives (LTI).

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and…