Sr. Risk Analyst

Sr. Risk Analyst

At Space Coast Credit Union (SCCU), our members are at the heart of everything we do. Since 1951, we've been committed to delivering financial services founded on integrity and a people-first philosophy.

As a Senior Risk Analyst in our Melbourne Headquarters location, you will serves as a senior specialist responsible for leading complex risk management activities and supporting the ongoing maturity of the Enterprise Risk Management (ERM) and Operational Risk Management (ORM) program. This role independently executes enterprise and functional risk assessments, analyzes risk trends, develops management and board‑level reporting, and acts as a subject matter expert for ERM methodologies.

The Senior Risk Analyst partners closely with business leaders and provides guidance and mentorship to ERM Analysts. The Senior Risk Analyst will serve as a liaison to business units across the three lines of defense to identify, monitor and report enterprise risk for SCCU.

Why Join SCCU?

• Member-Focused Mission:
  Be part of a not-for-profit organization that reinvests in its members.
• Flexible Schedule Options:
  This position is Hybrid with 2 days per week required in office.
• Career Growth:
  We prioritize internal promotions and offer on-the-job training.

Senior Risk Analyst

Key Responsibilities:

• Lead enterprise‑wide, operational, and compliance risk assessments, including scoping, facilitation, analysis, and documentation.
• Maintain and enhance enterprise risk registers, key risk indicators (KRIs), and issue management processes.
• Facilitate and oversee Risk & Control Self‑Assessments (RCSAs) across business units as part of the organization's operational risk program.
• Analyze risk trends, emerging risks, and control effectiveness to inform management decision‑making.
• Develop high‑quality risk reports, dashboards, and presentations for executive management and board‑level committees.
• Utilize Governance, Risk, and Compliance (GRC) tools to strengthen reporting across organizational risk assessments (enterprise and operational), analyses, risk appetite, and KRIs.
• Serve as a trusted ERM advisor to business units, providing guidance on risk identification, mitigation strategies, and risk ownership.
• Support risk appetite alignment and integration of ERM into strategic planning, governance, and key initiatives.
• Coordinate and support ERM governance activities, including committee materials and follow‑up actions.
• Support regulatory examinations and internal/external audits related to enterprise risk management.
• Contribute to ERM framework, policy, methodology, and training enhancements.
• Train and provide technical guidance to ERM Analyst I and II Team Members.
• Participate in ERM training, awareness, and risk culture initiatives.
• Provide guidance to business units on risk identification and mitigation practices.
• Maintain relationships and effective communication with business units to gather risk information.

Senior Risk Analyst Requirements:

• Strong working knowledge of ERM frameworks (e.g., COSO, ISO 31000) preferred.
• Demonstrated ability to independently lead risk assessments and complex risk analysis.
• Strong written and verbal communication skills with the ability to present risk information to senior leaders.
• Ability to exercise sound judgment and apply a risk‑based approach to decision‑making.
• Strong organizational skills with the ability to manage multiple priorities and meet deadlines.
• Strong attention to detail and organizational skills.
• Ability to analyze data and document risks clearly and accurately.
• Professional judgement and discretion
• Microsoft Office proficiency

Education and Training:

• Bachelor's degree in Business, Risk Management, Finance, Accounting, or a related field, is required, Equivalent experience can be considered in lieu of a degree. Risk-related certification preferred.

Prior

Experience:

• 3-5 years of recent and applicable risk management experience in at least one of the following areas: risk management, operational risk management, cyber security, compliance, audit, or a related discipline. Experience with leading and directing workflow, work intake, and prioritizing competing requests.

Senior Risk Analyst…