Compliance Specialist, Finance & Banking

Compliance Specialist I

Space Coast Credit Union (SCCU) has been committed to delivering financial services founded on integrity and a people‑first philosophy since 1951. As a Compliance Specialist I in Melbourne Headquarters, you will implement our Compliance Risk Management Program and serve as a trusted liaison across the three lines of defense to identify, assess, and mitigate compliance risk.

Responsibilities include translating regulations into clear, practical guidance, coordinating monitoring and testing, and partnering with business units to strengthen controls so we can deliver safe, member‑first service every day.

• Member‑Focused Mission:
  Be part of a not‑for‑profit organization that reinvests in its members.
• Hybrid & Flexible
  
  Schedule:
  
  Hybrid with 2 days per week required in office.
• Career Growth:
  We prioritize internal promotions and offer on‑the‑job training.

• Assist business units by assessing enterprise‑wide compliance and compliance risk management programs, and by reviewing targeted regulations such as Fair Lending, Home Mortgage Disclosure Act, UDAAP, and Bank Secrecy Act.
• Maintain relationships and effective communication with business units to influence strong compliance standards.
• Review and analyze formal complaints and member surveys to identify potential compliance concerns, trends, and areas for improvement.
• Serve as point of contact for intake, documentation, and resolution of member complaints, ensuring all issues meet regulatory requirements and internal policies.
• Collaborate with business units to investigate complaints, determine root causes, and recommend corrective actions.
• Maintain accurate records of complaint investigations and prepare regular reports summarizing complaint activity and compliance trends for management review.

To perform this job successfully, you must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made for individuals with disabilities.

High School Diploma or GED required. Bachelor’s degree in a related field or a combination of training, education, and experience is preferred. NCCO, CUCE, CRCM or equivalent credit union or banking compliance certification is preferred.

1–3 years of recent and applicable regulatory compliance experience in areas such as enterprise‑wide compliance, compliance risk management, fair lending, HMDA, or UDAAP. Minimum 1 year of experience in the SCCU Training, Underwriting, Processing, Servicing, or Loss Prevention Department may be considered equivalent.

• Starting Compensation: $24.74 – $26.20 per hour.
• Bonus Opportunity:
  Eligible for ONE SCCU Annual Bonus.

• Health & Wellness:
  Medical, dental, and vision insurance, plus an Employee Assistance Program.
• Financial Perks: 401(k) match (5%), HSA match, and SCCU‑paid insurance (short/long‑term disability, life insurance).
• Education Support:
  Tuition reimbursement after one year of service.
• Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays.
• Exclusive Discounts:
  Lower rates on loans, credit cards, and no‑fee SCCU accounts.

Monday – Friday: 8:00 a.m. – 5:00 p.m.

Since 1951, Space Coast Credit Union has proudly served our community, now boasting over 685,000 members and managing $9 billion in assets. With 67 branches across Florida’s east coast, we are the third‑largest credit union in the state. In 2025, we expanded into Orange County to better serve the growing East Orlando market.

As a not‑for‑profit financial institution, we return profits to our members through better rates, lower fees, and enhanced services. While we offer the same financial products—checking, savings, and loans—our focus remains on empowering our members and supporting their financial well‑being. We also prioritize our team members by fostering a supportive and collaborative environment that encourages career growth and development.

I understand that this application is a legal document for the purpose of your employment. Upon acceptance of an offer, compliance with mandatory background, employment verifications, and mandatory compliance obligations is required. Mandatory compliance obligations include background checks, employment verifications, drug screening, and adherence to all federal and state employment laws. SCCU is a drug‑free workplace and all employees are required to submit to drug testing as a condition of employment.

Employment is at-will with no guaranteed term and may be terminated at any time without prior notice.