Staff Accountant

Cap Front is a data-driven commercial finance company providing capital to small and mid-sized businesses. We operate lending programs and participation funds supported by disciplined underwriting, strong portfolio performance, and institutional capital partners.

As we continue to scale, we are expanding our in-house finance team and are seeking a Staff Accountant to support day-to-day accounting operations and financial reporting.

The Staff Accountant will be responsible for executing core accounting functions, maintaining accurate financial records, and supporting monthly and quarterly close processes.

This role is ideal for a detail-oriented accountant who wants hands-on exposure to lending operations, commissions, and syndication accounting
, and who is comfortable working cross-functionally to ensure data accuracy across sales, operations, and finance.

This position is based in-office in Melville, Long Island and works closely with the finance team and internal stakeholders.

• Perform daily bookkeeping and maintain accurate general ledger records.
• Execute daily bank reconciliations
  , investigate discrepancies, and ensure cash activity is properly recorded.
• Record and reconcile transactions related to lending activity, fees, and operating expenses.
• Support month-end and quarter-end close
  , including journal entries and balance sheet reconciliations.

• Manage accounts receivable
  , including invoicing, cash application, and collections support.
• Process accounts payable
  , including vendor payments, expense tracking, and approvals.

• Work closely with the sales team to ensure fees are calculated, recorded, and processed accurately and on time.
• Prepare commission reports and support monthly commission calculations and payouts.
• Reconcile commissions and fees to source systems and resolve discrepancies prior to payment.

• Maintain syndication fund accounting
  , including lender-level and participant-level tracking
  .
• Reconcile syndication cash flows, allocations, and payment schedules.
• Support accurate internal and external reporting related to participation activity.

• Partner with the operations team to ensure all lines of credit (LOC) draws and related activity are properly entered and reflected in accounting records.
• Reconcile lending activity to system data and cash movements.

• Perform monthly and quarterly reconciliations
  , including bank, loan, and balance sheet accounts.
• Assist with preparation of internal financial reporting and schedules for leadership and external partners.
• Support audits, reviews, and information requests as needed.
• Help develop, document, and improve accounting processes and internal controls as the company scales.

• Bachelor’s degree in Accounting, Finance, or a related field.
• 2–4 years of accounting experience (lending, financial services, or fintech experience a plus).
• Strong understanding of bookkeeping, reconciliations, and financial reporting fundamentals
  .
• Experience working cross-functionally with sales or operations teams.
• High attention to detail and a proactive approach to resolving issues.
• Proficiency in Excel or Google Sheets
• Experience with Sales Force and Quickbooks
• Comfortable working in a fast-paced, in-office environment with accountability.
• Base Salary: $70,000 – $90,000 (depending on experience)
• Performance Bonus: Discretionary bonus tied to accuracy, reliability, and close performance
• Opportunity to grow into senior accounting or finance roles over time

• Hands-on exposure to lending, syndication accounting, and commission structures
  .
• Work closely with finance, sales, and operations teams in a collaborative environment.
• Be part of building scalable accounting processes at a growing financial services company.
• Clear expectations, accountability, and opportunity for advancement based on performance.

If you take pride in clean books, accurate reconciliations, and working closely with the business to keep everything running smoothly, we’d love to hear from you.