Lead Financial Crimes Investigator

Job Summary

The Lead Financial Crimes Investigator will focus on supporting the day-to-day operations of the AFC Investigations team within the BSA Department. They will monitor and perform reviews pertaining to BSA/AML investigations using industry standards and regulatory guidance to ensure the Bank’s compliance efforts are maintained. The Lead Financial Crimes Investigator will ensure that department Service Level Agreements are met, regulatory expectations are adhered to and maintain quality excellence with every matter.

• Work with the Financial Crimes Investigations Manager in administering and monitoring improvements of the AML Investigations program to ensure compliance with industry regulatory requirements.
• Act as an escalation point for Financial Crimes Investigations Analysts to resolve issues.
• Track performance and development of the AML Investigation team through training, coaching, and regular evaluations.
• Provide in-house training and mentoring for new team members, including the transaction monitoring system, the Bank’s BSA/AML policies and the department’s investigations procedures.
• Monitor the Financial Crimes Investigations capacity needs and propose adding staff as needed.
• Assist with the implementation of new systems and/or enhancements.
• Continually evaluate the adequacy and effectiveness of procedures and internal controls within the AML Investigation program and propose enhancements as needed.
• Assist in preparing reports and presentations requested by management.
• Provide support in coordinating remedial measures in response to issues raised in examinations, audits and quality control testing in lines of business.
• Follow all applicable federal laws, rules, and regulations relating to the Bank Secrecy Act, Anti-Money Laundering and the Office of Foreign Assets Control (BSA/AML/OFAC).
• Perform other job duties as assigned.

• Bachelor's degree preferred or relevant experience in financial services leadership/management positions.
• 7+ years of banking experience with an emphasis in anti-money laundering operations, OFAC operations, investigations, or consumer compliance functions.
• 2-4 years of demonstrated experience managing others, with preferred experience in managing AML/BSA/OFAC operations.
• CAMS, CFE, or equivalent certification(s) or willingness to obtain certification(s).
• Ability to develop and/or enhance AML operating processes to achieve high levels of effectiveness.

• Thorough knowledge of Bank Secrecy Act, USA Patriot Act, OFAC and related regulations.
• Ability to explain BSA concepts with confidence such as AML, KYC, CIP, CDD, EDD, OFAC.
• Knowledge of banking products and services including those considered complex or High Risk such as Money Service Businesses (MSBs), Private ATM owners, Marijuana Related Businesses (MRBs); as well as knowledge of current and former Banking as a Service (BaaS) partners and their relevant products and services.
• Ability to organize, analyze and interpret data to explain complex irregularities or trends.
• Ability to develop, create and improve systems, structures, and processes.
• Ability to observe strict confidentiality requirements.
• Strong analytical skills and the ability to resolve complex problems with minimal guidance.
• Strong attention to detail and accuracy.
• Effective time management, planning and organizational skills.
• Ability to manage multiple tasks/projects and deadlines simultaneously.
• Is able to work independently, requiring little to no prompting from management.
• Strong verbal and written communication skills.